8414 Duffield Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8414 Duffield Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,479 sqft · built 2004
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$187,700 (Mar 2019)
Tax Bill$1,340 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-19-400-027

Property Details

APN / Parcel Number

Primary APN10-19-400-027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,479 sqft Living Area
1st Floor Area986 sqft
Basement Area986 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area43,560 sqft (1 acres)
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address8414 DUFFIELD RD
CityGAINES
StateMI
Zip48436-9795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionA PARCEL OF LAND BEG S 1441.1 FT FROM E 1/4 COR OF SEC TH CONT S 125 FT TH S 89 DEG 55 MIN W 350 FT TH N 125 FT TH N 89 DEG
Legal Range05E
Legal Township06N
Legal Section19
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2004
Census Tract12801

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8414 DUFFIELD RD, GAINES, MI 48436-9795
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2019Warranty Deed, Transfer · Conventional with PMI
WILDFIRE CU
Mar 14, 2018Warranty Deed, Transfer · Conventional with PMI
MORTGAGE CTR LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2019 · Amount on Record
Deed SaleMar 26, 2019 · Amount on Record
Prior SaleMar 14, 2018 · Amount on Record
Deed Document Number201914868
Record UpdatedSep 20, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateMar 26, 2019
Property Address8414 DUFFIELD RD, GAINES, MI 48436-9795
Document Number0000014868
Instrument DateMar 13, 2019
Instrument14868
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanyCISLO TITLE, CISLO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,614.22
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8414 DUFFIELD RD GAINES MI 484369795, GAINES, MI 48436-9795

Mortgage

Document Number14869
DateMar 26, 2019
Instrument14869
Lender
NameWILDFIRE CU
TypeCredit Union
AddressSAGINAW, MI 48605-3285
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 25, 2049

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateMar 14, 2018
Property Address8414 DUFFIELD RD, GAINES, MI 48436-9795
Document Number0000013505
Instrument DateSep 7, 2017
Instrument13505
Transaction TypeTransfer
Record UpdatedMar 20, 2018
Title CompanyHBI TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3544 MITCHELL RD LAPEER MI 484469704, LAPEER, MI 48446-9704

Mortgage

Document Number13506
DateMar 14, 2018
Instrument13506
Lender
NameMORTGAGE CTR LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 13, 2048

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,340.00 (-66.56%) Homeowner's exemption$128,500 (+6.64%)$257,000 (+6.64%)
2024$4,007.00 (+41.84%)
2023$120,500$241,000
2019$2,825.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

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