8413 Ballard Loop, West Richland, WA 99353 Property Records

Benton County property record for 8413 Ballard Loop, West Richland, WA 99353

Property Summary

Property Type	Single Family Home
Details	2,027 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$356,940 (Apr 2021)
Tax Bill	$4,843 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2021 Sale & Mortgage
APN	`102971020000020`

Property Details

APN / Parcel Number

Primary APN	`102971020000020`
Alternative APN	`313207`

Interior

Stories	1 Story
Building Area	2,027 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	2,027 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8413 BALLARD LOOP
City	WEST RICHLAND
State	WA
Zip	99353-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HEIGHTS AT RED MOUNTAIN RANCH PHASE 1, LOT 20. RECORDED IN VOLUME 15 OF PLATS AT PAGE 684, RECORDS OF BENTON COUNTY, WASHINGTON. AF#2020-033751, 09032020 RECORDED IN VOLUME 15 OF PLATS AT PAGE 684, RECORDS OF BENTON COUNTY, WASHINGTON. AF#2020-03
Legal Subdivision	THE HEIGHTS AT RED MOUNTAIN RANCH PH 1
Legal Phase	1
Legal Lot Number	20
Jurisdiction	BENTON WA
Township / Civil Division	RICHLAND-KENNEWICK
Census Block Group	2
Census Block	2000
Census Tract	10701

Owner

8413 Ballard Loop is owned and occupied by two individuals who bought it in April 2021.

Source: Benton County records, as of June 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8413 BALLARD LOOP, WEST RICHLAND, WA 99353-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit ESA CREDIT UNION
Apr 13, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Deed Document Number	202117578
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Recording Date	Jun 3, 2026
Property Address	8413 BALLARD LOOP, WEST RICHLAND, WA 99353-1502
Document Number	0000013686
Instrument Date	May 27, 2026
Instrument	202613686
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BENTON-FRANKLIN TITLE, BENTON FRANKLIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8413 BALLARD LOOP, WEST RICHLAND, WA 99353-1502

Mortgage

Document Number	0000013686,
Date	Jun 3, 2026
Instrument	202613686

Lender

Name	ESA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 28, 2051

Interest

Rate	6.3%
Max Rate	-1%

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON WA
Recording Date	Apr 13, 2021
Property Address	8413 BALLARD LOOP, WEST RICHLAND, WA 99353-1502
Document Number	0000017578
Map Reference	VOL 15 PG 684
Instrument Date	Mar 30, 2021
Instrument	2021-017578
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 1, 2024
Title Company	BENTON FRANKLIN TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,716.04
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8413 BALLARD LOOP, WEST RICHLAND, WA 99353-1502

Mortgage

Document Number	0000017579
Date	Apr 13, 2021
Instrument	2021-017579

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0000017580
Date	Apr 13, 2021
Instrument	2021-017580

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8413 Ballard Loop was $4,843.

Source: Benton County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Benton County
Municipality	West Richland City
Unified School District	Richland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,843.00	$461,010 Land $100,000 Building $361,010	$461,010 Land $100,000 Building $361,010
2023	$3,630.00	$371,290 (+15.06%) Land $70,000 Building $301,290	$371,290 (+15.06%) Land $70,000 Building $301,290
2022		$322,690 Land $70,000 Building $252,690	$322,690 Land $70,000 Building $252,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8413 Ballard Loop; there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1996–1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8413 Ballard Loop is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of Washington
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST RICHLAND serves 21,231 people · EPA ID WA5394900
Water Source	Purchased surface water from CITY OF RICHLAND
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Advanced High Speed Internet Fixed Wireless	500 / 100
PocketiNet Fixed Wireless	200 / 50
xyTel Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Verizon.

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