Schenectady County and Schenectady City property record for 841 Union St, Schenectady, NY 12308
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 6,090 sqft · built 1984 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | Company Name on Record |
| Last Sale | $552,000 (Sep 2025) |
| Tax Bill | $13,931 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.74-1-56 |
| Primary APN | 421500 39.74-1-56 |
|---|---|
| Alternative APN |
|
| Units | 6 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 6,090 sqft Gross Area |
| Basement Area | 2,470 sqft |
| Unfinished Basement | 2,470 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 3,200 sqft (0.073 acres) |
| Lot Dimensions | 100 ft deep x 32 ft wide |
| Porch | Slab |
| Porch Area | 962 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 841 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3186 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 03 |
| Legal Description | 3 BRICK |
| Legal Block | 1 |
| Legal Lot Number | 56.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 33400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 61 CASCADE TER, SCHENECTADY, NY 12309-1905 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 19, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SUNMARK FCU |
| Sep 15, 2025 | Warranty Deed, Transfer SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Nov 28, 2006 · Amount on Record |
| Deed Document Number | 202521897 |
| Deed Book / Page | 2156 / 690 |
| Prior Transfer Date | Dec 19, 2022 |
| Prior Transfer Doc | 0000003412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 841 UNION ST, SCHENECTADY, NY 12308-3186 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 N PARK DR, GLOVERSVILLE, NY 12078-2504 |
| Document Number | 0000003413 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 5284/264 |
| Instrument | 202303413 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 15, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 15, 2025 |
| Property Address | 841 UNION ST, SCHENECTADY, NY 12308-3186 |
| Document Number | 0000021897 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 202521897 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,208.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 841 UNION ST, SCHENECTADY, NY 12308-3186 |
| Name | Verified Name |
|---|---|
| Address | 61 CASCADE TER, NISKAYUNA, NY 12309-1905 |
| Document Number | 0000021898 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 202521898 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Aug 15, 2035 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,931.00 (-2.79%) | ||
| 2025 | $14,331.00 (+10.33%) | $243,300 (-) Land $11,200 Building $232,100 | $402,881 (+13.35%) Land $18,546 Building $384,335 |
| 2024 | $243,300 (-) Land $11,200 Building $232,100 | $355,442 (+15.41%) Land $16,362 Building $339,080 | |
| 2023 | $243,300 (-) Land $11,200 Building $232,100 | $307,975 (+3.8%) Land $14,177 Building $293,798 | |
| 2022 | $243,300 Land $11,200 Building $232,100 | $296,707 Land $13,659 Building $283,048 | |
| 2021 | $12,989.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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