841 T St, Merced, CA 95341 Property Records

Merced County property record for 841 T St, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 952 sqft · built 1952
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$55,500 (Sep 1998)
Tax Bill$986 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Flood ZoneZone AO (high risk)
APN032-113-007-000

Property Details

APN / Parcel Number

Primary APN032-113-007-000
Alternative APN
  • 032-113-007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
Garage Area220 sqft
PorchPorch
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number032-113-007
Street Address841 T ST
CityMERCED
StateCA
Zip95341-5755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionMERCED N.E. 1/2 LOT 1 & 2 BLK 348
Legal SubdivisionMERCED
Legal Block348
Legal Lot Number1,2
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1001
Census Tract1503

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address841 T ST, MERCED, CA 95341-5755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 1998 · Amount on Record
Deed SaleSep 15, 1998 · Amount on Record
Deed Document Number199832792
Deed Book / Page3771 / 779
Prior Transfer DateFeb 5, 1997
Prior Transfer Doc0000014317
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address841 T ST, MERCED, CA 95341-5755
Transaction TypeMortgage
Record UpdatedMar 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address841 T ST, MERCED, CA 95341-5755

Mortgage

Document Number0000002560
DateFeb 5, 2024
Instrument2024002560
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 19, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$88,320 (+2%) Land $28,770 Building $59,550
2025$986.00 (+7.06%)$86,589 (+4.04%) Land $28,206 Building $58,383
2023$921.00 (+1.54%)$83,228 Land $27,111 Building $56,117
2022$907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 57 policies
Nearby Flood Policies57 in force
Nearby Flood Claims5 (1996–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

Nearby Properties on T St

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