841 Saddle Dr, Oakley, UT 84055 Property Records

Summit County property record for 841 Saddle Dr, Oakley, UT 84055

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,411 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,315 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NBF-17`

Property Details

APN / Parcel Number

Primary APN	`NBF-17`
Alternative APN	`0390249`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,411 sqft Living Area
Basement Area	1,391 sqft
Finished Basement	1,391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	0390249
Street Address	841 SADDLE DR
City	OAKLEY
State	UT
Zip	84055-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 NORTH BENCH FARMS SUBDIVISION; ACCORDING TO THE OFFICIAL PLAT ON FILE IN THE SUMMIT COUNTY RECORDERS OFFICE CONT0.13 A
Legal Subdivision	NORTH BENCH FARMS SUBDIVISION
Legal Lot Number	17
Jurisdiction	SUMMIT UT
Township / Civil Division	KAMAS
Census Block Group	2
Census Block	2030
Census Tract	964202

Owner

841 Saddle Dr is owned and occupied by two individuals who acquired it in October 2020.

Source: Summit County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	841 SADDLE DR, OAKLEY, UT 84055-2105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020
Deed Sale	Oct 5, 2020
Prior Sale	Aug 12, 2019
Deed Document Number	1143647
Deed Book / Page	2605 / 908
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Oct 5, 2020
Property Address	841 SADDLE DR, OAKLEY, UT 84055-2105
Document Number	2605/908
Book / Page	2605 / 908
Instrument Date	Oct 2, 2020
Instrument	1143647
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	COTTONWOOD TTL INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	841 SADDLE DR, OAKLEY, UT 84055-2105

Mortgage

Document Number	1143656
Date	Oct 5, 2020
Instrument	1143656

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Aug 12, 2019
Property Address	841 SADDLE DR, OAKLEY, UT 84055-2105
Document Number	2522/1925
Book / Page	2522 / 1925
Instrument Date	Aug 9, 2019
Instrument	01115885
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	TITLE GUARANTEE RIVER PARK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	841 SADDLE DR, OAKLEY, UT 84055-2105

Mortgage

Document Number	01115890
Date	Aug 12, 2019
Instrument	01115890

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 841 Saddle Dr was $4,315.

Source: Summit County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Summit County
Municipality	Oakley City
Unified School District	South Summit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,315.00	$718,584 (-2.12%) Land $250,000 Building $468,584	$718,584 (-2.12%) Land $250,000 Building $468,584
2024	$4,315.00 (-0.6%)	$734,147 (-) Land $250,000 Building $484,147	$734,147 (-) Land $250,000 Building $484,147
2023	$4,341.00 (+17.42%)	$734,147 (+31%) Land $250,000 Building $484,147	$734,147 (+31%) Land $250,000 Building $484,147
2022	$3,697.00	$560,423 Land $200,000 Building $360,423	$560,423 Land $200,000 Building $360,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 841 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 841 Saddle Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLEY TOWN WATER SYSTEM serves 1,800 people · EPA ID UTAH22010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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