Rowan County property record for 841 Fraley Dr, Morehead, KY 40351 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 2,444 sqft Living Area |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Last Sale | $249,900 (2022) |
| Tax Bill | $2,091.00 (2025) |
| Primary APN | 045-00 00 015.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,444 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Other Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 4763 |
|---|---|
| Street Address | 841 FRALEY DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8884 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 11 HOLIDAY ESTATES |
| Legal Subdivision | HOLIDAY ESTATES |
| Legal Lot Number | 11 |
| Jurisdiction | ROWAN KY |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 950202 |
Source: Rowan County records · APN 045-00 00 015.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 841 FRALEY DR, MOREHEAD, KY 40351-8884 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 16, 2020 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2022 · Amount on Record |
| Deed Sale | Jun 24, 2022 · Amount on Record |
| Prior Sale | Jun 16, 2020 · Amount on Record |
| Deed Doc Number | 2017577 |
| Deed Book / Page | D284 / 516 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jun 24, 2022 |
| Property Address | 841 FRALEY DR, MOREHEAD, KY 40351-8884 |
| Document Number | 00D284/516 |
| Book / Page | D284 / 516 |
| Map Reference | MB 4 PG 1 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2017577 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1910 E SOUTHEAST LOOP 32332, 1910, TYLER, TX 75701 |
| Name | Verified Name |
|---|---|
| Address | 841 FRALEY DR, MOREHEAD, KY 40351-8884 |
| Document Number | 0002017578 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2017578 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jun 16, 2020 |
| Property Address | 841 FRALEY DR, MOREHEAD, KY 40351-8884 |
| Document Number | 00D275/798 |
| Book / Page | D275 / 798 |
| Map Reference | CAB 1 SL 243 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2005257 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 841 FRALEY DR, 841, MOREHEAD, KY 40351-8884 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 841 FRANLEY DRIVE, MOREHEAD, KY 40351-8884 |
| Document Number | 0002005258 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2005258 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,091.00 (-1.78%) | $249,900 (-) Land $40,758 Building $209,142 | $249,900 (-) Land $40,758 Building $209,142 |
| 2023 | $2,129.00 | $249,900 Land $25,000 Building $224,900 | $249,900 Land $25,000 Building $224,900 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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