8409 W Silver St, Cheney, WA 99004 Property Records

Spokane County property record for 8409 W Silver St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,795 sqft · built 2022
Lot Size	0.151 acres (6,582 sqft)
Owner	2 Individual Names on File
Last Sale	$425,496 (Apr 2022)
Tax Bill	$3,629 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24053.2109`

Property Details

APN / Parcel Number

Primary APN	`24053.2109`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,795 sqft Living Area
Gross Area	2,257 sqft
1st Floor Area	1,795 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,582 sqft (0.151 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	121 sqft
Canopy	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8409 W SILVER ST
City	CHENEY
State	WA
Zip	99004-5373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	05-24-42: COUNTRY VIEW MEADOWS 1ST ADDITION LOT 9 BLOCK 5 (AFN 7005952)
Legal Subdivision	COUNTRY VIEW MEADOWS 1ST ADD
Legal Block	5
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2025
Census Tract	13600

Owner

8409 W Silver St is owned and occupied by two individuals who bought it in April 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8409 W SILVER ST, CHENEY, WA 99004-5373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Deed Document Number	20227203154
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 29, 2022
Property Address	8409 W SILVER ST, CHENEY, WA 99004-5373
Document Number	0007203154
Map Reference	VOL 42 PG 60-61
Instrument Date	Apr 4, 2022
Instrument	7203154
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,812.93
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8409 W SILVER ST, CHENEY, WA 99004-5373
Investor	Possibly a Property Investor

Mortgage

Document Number	0007203155
Date	Apr 29, 2022
Instrument	7203155

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 8409 W Silver St was $3,629, down 8.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,629.00 (-8.1%)	$429,600 Land $95,000 Building $334,600	$429,600 Land $95,000 Building $334,600
2025	$3,949.00
2024		$422,000 (+779.17%) Land $70,000 Building $352,000	$422,000 (+779.17%) Land $70,000 Building $352,000
2023	$3,518.00 (+591.16%)	$48,000 Land $48,000	$48,000 Land $48,000
2022	$509.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8409 W Silver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8409 W Silver St is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 50% of Washington
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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