8409 Schadel Rd, Waterville, OH 43566 Property Records

Lucas County property record for 8409 Schadel Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,264 sqft · built 1985
Lot Size	1.12 acres (48,800 sqft)
Owner	2 Individual Names on File
Last Sale	$240,500 (Jul 2018)
Tax Bill	$6,862 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-15854`

Property Details

APN / Parcel Number

Primary APN	`52-15854`
Alternative APN	`25001050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
Gross Area	4,420 sqft
1st Floor Area	1,480 sqft
2nd Floor Area	784 sqft
Basement Area	1,480 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Metal
Lot Area	48,800 sqft (1.12 acres)
Lot Width	160 ft Width
View / Lot	Secondary
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Deck Area	522 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8409 SCHADEL RD
City	WATERVILLE
State	OH
Zip	43566-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	25-A
Legal Description	9 6 14 NE 1/4 N 160 FT W 305 FT
Legal Tract	96
Jurisdiction	LUCAS OH
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1015
Census Tract	9600

Owner

Source: Lucas County records · APN 52-15854

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8409 SCHADEL RD, WATERVILLE, OH 43566-9469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit STATE BK&TR
Jul 06, 2018	Grant Deed, Transfer · Conventional Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2018 · Amount on Record
Deed Sale	Jul 06, 2018 · Amount on Record
Deed Document Number	201829143
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	8409 SCHADEL RD, WATERVILLE, OH 43566-9469
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026612
Date	Jul 02, 2020
Instrument	202007020026612

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 01, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	8409 SCHADEL RD, WATERVILLE, OH 43566-9469
Document Number	0000025394
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 06, 2019
Title Company	TRISUN LAND SERVICES LLC, TRISUN LAND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8409 SCHADEL RD WATERVILLE OH 435669469, WATERVILLE, OH 43566-9469

Mortgage

Document Number	0000025394
Date	Jul 02, 2019
Instrument	25394

Lender

Name	STATE BK&TR
Type	Bank
Address	WAUSEON, OH 43567

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2039

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 06, 2018
Property Address	8409 SCHADEL RD, WATERVILLE, OH 43566-9469
Document Number	0000029143
Instrument Date	Jul 03, 2018
Instrument	29143
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8409 SCHADEL RD WATERVILLE OH 435669469, WATERVILLE, OH 43566-9469

Mortgage

Document Number	29144
Date	Jul 06, 2018
Instrument	29144

Lender

Name	STATE BK&TR
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2048

Tax Assessment & Valuation

Source: Lucas County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Providence Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,145 (-) Land $14,840 Building $123,305	$394,700 (-) Land $42,400 Building $352,300
2024	$6,862.00 (+38.65%)	$138,145 (+56.44%) Land $14,840 Building $123,305	$394,700 (+56.44%) Land $42,400 Building $352,300
2023	$4,949.00 (-0.92%)	$88,305 (-) Land $6,125 Building $82,180
2022	$4,995.00 Homeowner's exemption	$88,305 Land $6,125 Building $82,180
2021			$252,300 Land $17,500 Building $234,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Defiance Holdings Fixed Wireless	200 / 50
Amplex Electric Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 15 locations within half a mile of this property.

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