8409 Rucker Rd, Grosse Ile, MI 48138 Property Records

Wayne County property record for 8409 Rucker Rd, Grosse Ile, MI 48138

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,727 sqft · built 1974
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Mar 2022)
Tax Bill	$6,417 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73 045 01 0029 000`

Property Details

APN / Parcel Number

Primary APN	`73 045 01 0029 000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,727 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	675 sqft
Unfinished Basement	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	230 ft deep x 80 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8409 RUCKER RD
City	GROSSE ILE
State	MI
Zip	48138-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	553D29 31A LOT 29 AND E 5FT OF LOT 31 LAKE ERIE VIEW SUB PC 553 L30 P91 WCR
Legal Subdivision	LAKE ERIE VIEW
Legal Lot Number	29,31
Jurisdiction	WAYNE MI
Township / Civil Division	GROSSE ILE
Census Block Group	3
Census Block	3017
Census Tract	596100

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8409 RUCKER RD, GROSSE ILE, MI 48138-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ADVISORS CAPITAL INC
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	202271792
Deed Book / Page	57476 / 907
Prior Transfer Date	Oct 5, 2015
Prior Transfer Doc	0526510161
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	8409 RUCKER RD, GROSSE ILE, MI 48138-1909
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13231 SPRUCE ST, SOUTHGATE, MI 48195-1327

Mortgage

Document Number	0564280095
Date	Feb 15, 2021
Book Page	56428/95
Instrument	2021056157

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 21, 2022
Property Address	8409 RUCKER RD, GROSSE ILE, MI 48138-1909
Document Number	0574760907
Book / Page	57476 / 907
Map Reference	LB 30 PG 91
Instrument Date	Mar 18, 2022
Instrument	2022071792
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14609 RICHMOND ST, SOUTHGATE, MI 48195-2523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8409 RUCKER RD, GROSSE ILE, MI 48138-1909

Mortgage

Document Number	0574911341
Date	Mar 21, 2022
Instrument	57491/1341

Lender

Name	ADVISORS CAPITAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 26, 2021
Property Address	8409 RUCKER RD, GROSSE ILE, MI 48138-1909
Document Number	0564670076
Book / Page	56467 / 76
Map Reference	LB 30 PG 91
Instrument Date	Feb 11, 2021
Instrument	2021074695
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	EMBASSY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8409 RUCKER RD, 8409, GROSSE ILE, MI 48138-1909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8409 RUCKER RD, SOUTHGATE, MI 48195
Investor	Possibly a Property Investor

Mortgage

Document Number	0564280095
Date	Feb 15, 2021
Book Page	56428/95
Instrument	2021056157

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Grosse Ile Township
Unified School District	Grosse Ile Township Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,900 (+0.18%)	$341,800 (+0.18%)
2025	$6,417.00 (+38.09%) Homeowner's exemption	$170,600 (+27.22%)	$341,200 (+27.22%)
2023		$134,100	$268,200
2021	$4,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROSSE ILE TOWNSHIP serves 10,788 people · EPA ID MI0002870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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