8409 Placida Rd, #9-206, Placida, FL 33946 Property Records

Charlotte County property record for 8409 Placida Rd, #9-206, Placida, FL 33946

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 996 sqft · built 2007
Lot Size	0.033 acres (1,440 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (May 2022)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`4000CHZ0126000`

Property Details

APN / Parcel Number

Primary APN	`4000CHZ0126000`
Alternative APNs	`412034626045` `10004661173`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	25 Units
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Construction Type	Log
Lot Area	1,440 sqft (0.033 acres)

Location & Zoning

Account Number	4000CHZ0126000
Street Address	8409 PLACIDA RD, 9-206
City	PLACIDA
State	FL
Zip	33946-2456
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF12
Legal Description	CAPE HAZE RESORT C7/9 PH2 BLDG9 UN206 3723/1841 4987/36 5034/1767
Legal Range	20E
Legal Township	41S
Legal Section	34
Legal Subdivision	CAPE HAZE RESORT C7/9 PH2
Legal Tract	CHZ
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1015
Census Tract	30505

Owner

8409 Placida Rd, #9-206 is owned by two individuals who bought it in May 2022.

Source: Charlotte County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3515 GARRETT LN, HUNTINGTOWN, MD 20639-9240
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 16, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 19, 2022	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Jan 4, 2013 · Amount on File
Deed Document Number	20223104477
Deed Book / Page	4987 / 36
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	8409 PLACIDA RD # 9-206, 9-206, PLACIDA, FL 33946-2456
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 GARRETT LN, HUNTINGTOWN, MD 20639-9240

Mortgage

Document Number	0050600695
Date	Oct 24, 2022
Book Page	5060/695
Instrument	3161489

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 16, 2022
Property Address	8409 PLACIDA RD # 9-206, 9-206, PLACIDA, FL 33946-2456
Document Number	0050341767
Book / Page	5034 / 1767
Map Reference	MB 3146 PG 2038
Instrument Date	Aug 10, 2022
Instrument	3140283
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3515 GARRETT LN, HUNTINGTOWN, MD 20639-9240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 GARRETT LN, HUNTINGTOWN, MD 20639-9240

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 19, 2022
Property Address	8409 PLACIDA RD # 9-206, 9-206, PLACIDA, FL 33946-2456
Document Number	0049870036
Book / Page	4987 / 36
Map Reference	MB 3146 PG 2038
Instrument Date	May 18, 2022
Instrument	3104477
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 DAMFICARE ST, BOCA GRANDE, FL 33921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 GARRETT LN, HUNTINGTOWN, MD 20639-9240

Tax Assessment & Valuation

The 2025 property tax bill for 8409 Placida Rd, #9-206 was $3,789, up 0.9% from the year before.

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,789.00 (+0.88%)	$198,951 Building $198,951	$198,951 Building $198,951
2024	$3,756.00 (+297.46%)
2023	$945.00 (-71.03%)	$23,705 (-86%)	$23,705 (-86%)
2022	$3,262.00	$169,320 Building $169,320	$169,320 Building $169,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8409 Placida Rd, #9-206 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 211 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,031 units insured incl. 820 condo units
Nearby Flood Claims	85 (2022–2024)
Claims Outside the SFHA	1 of 85
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 12 claims Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8409 Placida Rd, #9-206 is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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