8409 Gaines Rd, Cincinnati, OH 45247 Property Records

Hamilton County property record for 8409 Gaines Rd, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,642 sqft · built 1951
Lot Size0.976 acres (42,515 sqft)
Owner2 Individual Names on Record
Tax Bill$3,823 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN510-0230-0121-00

Property Details

APN / Parcel Number

Primary APN510-0230-0121-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,642 sqft Living Area
1st Floor Area1,642 sqft
Basement Area976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area42,515 sqft (0.976 acres)
Lot Dimensions396 ft deep x 110 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area36 sqft
Patio Area174 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address8409 GAINES RD
CityCINCINNATI
StateOH
Zip45247-3429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGAINES RD 110 X 396.97 PT LOT 3 ITHAMER CORSON EST
Legal SubdivisionITHAMER CORSON ESTATE
Legal Lot Number3
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group1
Census Block1002
Census Tract20601

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8409 GAINES RD, CINCINNATI, OH 45247-3429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 22, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1987
Deed SaleDec 1, 1987
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8409 GAINES RD, CINCINNATI, OH 45247-3429
Transaction TypeMortgage
Record UpdatedJul 23, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067922
DateJun 3, 2021
Book Page14431/670
Instrument2021-0067922
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address8409 GAINES RD, CINCINNATI, OH 45247-3429
Document Number0000106574
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8409 GAINES RD CINCINNATI OH 452473429, CINCINNATI, OH 45247-3429

Mortgage

Document Number0000106574
DateDec 3, 2019
Book Page014055/001591
Instrument106574
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 2, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,823.00 (+7.57%)$66,045 (-) Land $18,641 Building $47,404
2024$3,554.00 (-0.42%)$66,045 (-) Land $18,641 Building $47,404
2023$3,569.00 (+0.56%)$66,045 (+23.26%) Land $18,641 Building $47,404$188,700 (+23.26%) Land $53,260 Building $135,440
2022$3,549.00 Homeowner's exemption$53,582 Land $17,598 Building $35,984
2020$153,090 Land $50,280 Building $102,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2003–2017)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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