Howard County property record for 8409 Charmed Days, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,017 sqft · built 2004 |
| Lot Size | 0.041 acres (1,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,500 (Dec 2021) |
| Tax Bill | $7,254 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-572804 |
| Primary APN | 06-572804 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,017 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,800 sqft (0.041 acres) |
| Garage Type | Built-in |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 572804 |
|---|---|
| Street Address | 8409 CHARMED DAYS |
| City | LAUREL |
| State | MD |
| Zip | 20723-5611 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R20 |
| Legal Description | LOT 186 1800 SQ 8409 CHARMED DAYS EMERSON S2 P1B RS PAR 1A |
| Legal Subdivision | EMERSON |
| Legal Lot Number | 186 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8409 CHARMED DAYS, LAUREL, MD 20723-5611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2021 · Amount on Record |
| Deed Sale | Dec 2, 2021 · Amount on Record |
| Deed Book / Page | 21165 / 421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 2, 2021 |
| Property Address | 8409 CHARMED DAYS, LAUREL, MD 20723-5611 |
| Document Number | 0211650421 |
| Book / Page | 21165 / 421 |
| Map Reference | PL 15977 |
| Instrument Date | Nov 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,507.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8409 CHARMED DAYS, LAUREL, MD 20723-5611 |
| Document Number | 0021165429 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 21165/429 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,254.00 (+7.24%) | $469,867 (+7.42%) | $534,800 (+22.27%) Land $230,000 Building $304,800 |
| 2025 | $6,764.00 (+65.58%) | $437,400 (+12.83%) Land $130,000 Building $307,400 | $437,400 (-) Land $130,000 Building $307,400 |
| 2023 | $387,667 | $437,400 Land $130,000 Building $307,400 | |
| 2022 | $4,085.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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