Mecklenburg County property record for 8409 Castlekeep Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,822 sqft · built 1977 |
| Lot Size | 0.328 acres (14,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jan 2015) |
| Tax Bill | $3,222 (2023) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-224-27 |
| Primary APN | 221-224-27 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,822 sqft Heated Area |
| Gross Area | 2,022 sqft |
| 1st Floor Area | 918 sqft |
| Upper Floors Area | 904 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 14,300 sqft (0.328 acres) |
| Porch | Porch |
| Porch Area | 200 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 221-224-27 |
|---|---|
| Street Address | 8409 CASTLEKEEP RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-4634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L18 B2 M15-439 |
| Legal Subdivision | FALCON BRIDGE SEC 01-A |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5826 |
8409 Castlekeep Rd is owned and occupied by two individuals who bought it in January 2015.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8409 CASTLEKEEP RD, CHARLOTTE, NC 28226-4634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC |
| Oct 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2015 · Amount on File |
| Deed Sale | Jan 12, 2015 · Amount on File |
| Prior Sale | Jan 24, 2014 · Amount on File |
| Deed Document Number | 0029685849 |
| Deed Book / Page | 29685 / 849 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 8409 CASTLEKEEP RD, CHARLOTTE, NC 28226-4634 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000229484 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | 36836/296 |
| Instrument | 2021229484 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PINEVILLE, NC 28134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 8409 CASTLEKEEP RD, CHARLOTTE, NC 28226-4634 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000009606 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 35560/87 |
| Instrument | 2021009606 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 8409 CASTLEKEEP RD, CHARLOTTE, NC 28226-4634 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 8409 CASTLEKEEP RD, CHARLOTTE, NC 28226-4634 |
| Document Number | 0000161758 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 35132/969 |
| Instrument | 2020161758 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 292 Months |
| Due | Feb 1, 2045 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 8409 Castlekeep Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 7 (1989–2018) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8409 Castlekeep Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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