Hernando County property record for 8407 Valmora St, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,093 sqft · built 2003 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $254,000 (Aug 2021) |
| Tax Bill | $3,745 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5070-0334-0260 |
| Primary APN | R32-323-17-5070-0334-0260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,093 sqft Living Area |
| 1st Floor Area | 2,093 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 232 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00258517 |
|---|---|
| Street Address | 8407 VALMORA ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-6050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 7 BLK 334 LOT 26 OR 317 PG 170 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 26 |
| Legal Subdivision | SPRING HILL UN 7 |
| Legal Block | 334 |
| Legal Lot Number | 26 |
| Legal Unit | 7 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 41402 |
Source: Hernando County records · APN R32-323-17-5070-0334-0260
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8407 VALMORA ST, SPRING HILL, FL 34608-6050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Jul 17, 2017 | Deed of Trust, Mortgage · Negative Amortization FLORIDA HOUSING FINANCE CORP |
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on Record |
| Deed Sale | Aug 17, 2021 · Amount on Record |
| Prior Sale | Dec 15, 2015 · Amount on Record |
| Deed Document Number | 2021061526 |
| Deed Book / Page | 4042 / 79 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 8407 VALMORA ST, SPRING HILL, FL 34608-6050 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8407 VALMORA ST, SPRING HILL, FL 34608-6050 |
| Document Number | 0046090436 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 4609/436 |
| Instrument | 2025063750 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | NEW PORT RICHEY, FL 34655 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 8407 VALMORA ST, SPRING HILL, FL 34608-6050 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034881205 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 3488/1205 |
| Instrument | 2017040292 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TALLAHASSEE, FL 32301 |
| Type | Negative Amortization |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 16, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 17, 2021 |
| Property Address | 8407 VALMORA ST, SPRING HILL, FL 34608-6050 |
| Document Number | 0040420079 |
| Book / Page | 4042 / 79 |
| Map Reference | MB 8 PG 11 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021061526 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | OCEAN SANDS TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,778.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16012 FORZANDO AVE, 16012, BROOKSVILLE, FL 34604-8534 |
| Name | Verified Name |
|---|---|
| Address | 8407 VALMORA ST, SPRING HILL, FL 34608-6050 |
| Document Number | 404281 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 4042/81 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,745.00 (+0.56%) Additional exemption filed | $301,832 (+5.99%) | $309,803 (+5.52%) Land $39,406 Building $270,397 |
| 2023 | $284,783 (+3%) Land $24,297 Building $260,486 | ||
| 2022 | $3,724.00 Homeowner's exemption | $276,488 Land $27,999 Building $248,489 | $293,583 Land $31,110 Building $262,473 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 394 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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