8407 Stevens Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 8407 Stevens Rd, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,348 sqft · built 1900
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Feb 2016)
Tax Bill	$3,459 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-156560`

Property Details

APN / Parcel Number

Primary APN	`04-156560`
Alternative APN	`156560`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,348 sqft Living Area
1st Floor Area	1,174 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	220,414 sqft (5.06 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	566 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	156560
Street Address	8407 STEVENS RD
City	THURMONT
State	MD
Zip	21788-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	5.06 AC S/S STEVENS RD. W/OLD FRED. RD.
Jurisdiction	FREDERICK MD
Township / Civil Division	4, CREAGERSTOWN
Census Block Group	3
Census Block	3044
Census Tract	767500

Owner

8407 Stevens Rd is owned and occupied by two individuals who acquired it in August 2020.

Source: Frederick County records, as of August 4, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8407 STEVENS RD, THURMONT, MD 21788-2550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2016 · Amount on File
Deed Sale	Feb 10, 2016 · Amount on File
Deed Book / Page	10986 / 103
Last Transfer Date	Aug 7, 2020
Transfer Doc	0143110138
Record Updated	Jun 8, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Dec 2, 2020
Property Address	8407 STEVENS RD, THURMONT, MD 21788-2550
Document Number	0143110138
Book / Page	14311 / 138
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STATES TITLE FTS AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8407 STEVENS RD, THURMONT, MD 21788-2550

Mortgage

Document Number	14311142
Date	Dec 2, 2020
Instrument	14311/142

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$322,100	$353,500 Land $94,200 Building $259,300
2024	$3,459.00 (+8.53%)
2023	$3,187.00 Homeowner's exemption	$259,300 Land $94,200 Building $165,100	$259,300 Land $94,200 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8407 Stevens Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8407 Stevens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stevens Rd

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