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8407 Schmidt St, Spring Grove, IL 60081 Property Records

McHenry County property record for 8407 Schmidt St, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,920 sqft · built 1987
Lot Size2.27 acres (99,216 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesNov 2019 Reverse Mortgage
Nov 2019 Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-19-401-006

Property Details

APN / Parcel Number

Primary APN05-19-401-006

Interior

Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,920 sqft Living Area
Basement Area640 sqft

Exterior

Year BuiltBuilt 1987
Lot Area99,216 sqft (2.27 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address8407 SCHMIDT ST
CitySPRING GROVE
StateIL
Zip60081-8606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0004490 LT 18 PADDOCK ESTATES UNIT 3 MEMO: HOLLAND, TEBUS EUGENE/ MARGUERITE FAM TR
Legal Range09E
Legal Township46N
Legal Section19
Legal SubdivisionPADDOCK ESTATES
Legal Block401
Legal Lot Number18
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionBURTON
Census Block Group2
Census Block2042
Census Tract870106

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8407 SCHMIDT ST, SPRING GROVE, IL 60081-8606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2019Deed of Trust, Mortgage · Reverse Mortgage
HOME STATE BANK NA
Nov 7, 2019Deed of Trust, Mortgage · Reverse Mortgage
HOME STATE BANK NA
Feb 12, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 20, 2016Loan Modification, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 12, 2018
Transfer Doc0000004490
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address8407 SCHMIDT ST, SPRING GROVE, IL 60081-8606
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038101
DateNov 7, 2019
Instrument2019R0038101
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term924 Months
DueNov 25, 2096
Interest
Rate TypeAdjustable Rate
Rate3.98%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address8407 SCHMIDT ST, SPRING GROVE, IL 60081-8606
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038100
DateNov 7, 2019
Instrument2019R0038100
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term924 Months
DueNov 25, 2096
Interest
Rate TypeAdjustable Rate
Rate3.98%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateFeb 12, 2018
Property Address8407 SCHMIDT ST, SPRING GROVE, IL 60081-8606
Document Number0000004490
Instrument DateFeb 1, 2018
Instrument4490
Transaction TypeTransfer
Record UpdatedMar 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8407 SCHMIDT ST SPRING GROVE IL 600818606, SPRING GROVE, IL 60081-8606

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address8407 SCHMIDT ST, SPRING GROVE, IL 60081-8606
Document Number0000000189
Instrument DateDec 20, 2016
Transaction TypeMortgage
Record UpdatedJun 9, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8407 SCHMIDT ST SPRING GROVE IL 600818606, SPRING GROVE, IL 60081-8606

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionBurton Township
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$96,749 Land $21,610 Building $75,139$290,247 Land $64,830 Building $225,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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