8407 Ramath Dr, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 8407 Ramath Dr, Charlotte, NC 28211

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,430 sqft · built 1979
Lot Size	0.025 acres (1,091 sqft)
Owner	Individual Name on File
Last Sale	$223,500 (Apr 2022)
Tax Bill	$2,058 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`189-262-04`

Property Details

APN / Parcel Number

Primary APN	`189-262-04`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,430 sqft Heated Area
Gross Area	1,490 sqft
1st Floor Area	704 sqft
Upper Floors Area	726 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	1,091 sqft (0.025 acres)
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	189-262-04
Street Address	8407 RAMATH DR
City	CHARLOTTE
State	NC
Zip	28211-5654
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-17MF
Legal Description	L68 M19-147
Legal Subdivision	STONEHAVEN
Legal Lot Number	68
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	2007

Owner

8407 Ramath Dr, a townhouse, is owned and occupied by an individual who bought it in April 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8407 RAMATH DR, CHARLOTTE, NC 28211-5654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Oct 1, 2001 · Amount on File
Deed Document Number	0037252328
Deed Book / Page	37252 / 328
Record Updated	Jun 7, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 14, 2022
Property Address	8407 RAMATH DR, CHARLOTTE, NC 28211-5654
Document Number	0000057953
Book / Page	37252 / 328
Map Reference	MB 19 PG 147
Instrument Date	Apr 13, 2022
Instrument	2022057953
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	24 HOUR TITLE LLC, 24 HOUR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1108 W STERLING OAK DR, SIOUX FALLS, SD 57108-4109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8407 RAMATH DR, CHARLOTTE, NC 28211-5654

Mortgage

Document Number	0000057954
Date	Apr 14, 2022
Instrument	2022057954

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 8407 Ramath Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8407 Ramath Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20