8407 Placida Rd, #7-404, Placida, FL 33946 Property Records

Charlotte County property record for 8407 Placida Rd, #7-404, Placida, FL 33946

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 903 sqft · built 2007
Lot Size	0.029 acres (1,296 sqft)
Owner	2 Individual Names on File
Last Sale	$152,500 (Feb 2019)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-20-34-626-007`

Property Details

APN / Parcel Number

Primary APN	`41-20-34-626-007`
Alternative APNs	`4000CHZ-011600-0` `10004661135`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	903 sqft Living Area

Exterior

Year Built	Built 2007
Construction Type	Log
Lot Area	1,296 sqft (0.029 acres)

Location & Zoning

Account Number	10004661135
Old Parcel Number	4000CHZ0116000
Street Address	8407 PLACIDA RD # 7#404, 7#404
City	PLACIDA
State	FL
Zip	33946-2452
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF12
Legal Description	CHZ 001 0007 0404 CAPE HAZE RESORT C7/9 PH 1 BLDG 7 UN 404 3485/111 3853/1048 4410/801
Legal Range	20E
Legal Township	41S
Legal Section	34
Legal Subdivision	CAPE HAZE
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1015
Census Tract	30505

Owner

8407 Placida Rd, #7-404 is owned by two individuals who bought it in February 2019.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1374 KINGSGATE RD, SPRINGFIELD, OH 45503-6677
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on File
Deed Sale	Feb 27, 2019 · Amount on File
Prior Sale	Apr 1, 2014 · Amount on File
Deed Document Number	2687388
Deed Book / Page	4410 / 0801
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 27, 2019
Property Address	8407 PLACIDA RD UNIT 404, 404, PLACIDA, FL 33946-2455
Document Number	0044100801
Book / Page	004410 / 000801
Instrument Date	Feb 21, 2019
Instrument	2687388
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	GOLD CREST TITLE SERVICES, GOLD CREST TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1374 KINGSGATE RD SPRINGFIELD OH 455036677, SPRINGFIELD, OH 45503-6677

Mortgage

Document Number	44100803
Date	Feb 27, 2019
Book Page	004410/000803
Instrument	2687389

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8407 Placida Rd, #7-404 was $2,756.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00	$180,374
2023	$866.00 (-71.21%)	$16,886 (-89%)	$21,491 (-86%)
2022	$3,008.00	$153,510 Building $153,510	$153,510 Building $153,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8407 Placida Rd, #7-404 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 211 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,031 units insured incl. 820 condo units
Nearby Flood Claims	85 (2022–2024)
Claims Outside the SFHA	1 of 85
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 12 claims Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8407 Placida Rd, #7-404 is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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