8407 Middle Loop, North Chesterfield (Richmond), VA 23235 Property Records

Chesterfield County property record for 8407 Middle Loop, North Chesterfield, VA 23235

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1987
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Mar 2017)
Tax Bill	$2,709 (2026)
Deeds & Mortgages	Jun 2021 Refinance Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02815150A00C004`

Property Details

APN / Parcel Number

Primary APN	`02815150A00C004`
Alternative APNs	`757-69-98-86-600-000` `386479001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,144 sqft (0.164 acres)

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	165 sqft
Patio Area	165 sqft
Storage Building	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	386479001
Street Address	8407 MIDDLE LOOP
City	NORTH CHESTERFIELD
State	VA
Zip	23235-6284
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	PROVIDENCE MEADOWS L4BK C SE A
Legal Subdivision	PROVIDENCE MEADOWS
Legal Block	C
Legal Lot Number	4
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	3
Census Block	3007
Census Tract	100209

Owner

8407 Middle Loop is owned and occupied by an individual who acquired it in August 2023.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	8407 MIDDLE LOOP, NORTH CHESTERFIELD, VA 23235-6284
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Aug 23, 2023	Intrafamily Transfer, Transfer
Mar 6, 2017	Grant Deed, Transfer · Conventional with PMI NFM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Prior Sale	Mar 9, 2011 · Amount on File
Deed Document Number	20179011
Deed Book / Page	11551 / 193
Last Transfer Date	Aug 21, 2023
Transfer Doc	0000025382
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	8407 MIDDLE LOOP, NORTH CHESTERFIELD, VA 23235-6284
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013481-332
Date	Jun 22, 2021
Book Page	13481/332
Instrument	2021040314

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.49%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 23, 2023
Property Address	8407 MIDDLE LOOP, NORTH CHESTERFIELD, VA 23235-6284
Document Number	014352-934
Book / Page	14352 / 934
Instrument Date	Aug 21, 2023
Instrument	2023025382
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13617 BARE ISLAND DR, CHANTILLY, VA 20151-4113

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Mar 6, 2017
Property Address	8407 MIDDLE LOOP, NORTH CHESTERFIELD, VA 23235-6284
Document Number	11551194
Book / Page	011551 / 000194
Instrument Date	Feb 28, 2017
Instrument	9011
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8407 MIDDLE LOOP NORTH CHESTERFIELD VA 232356284, NORTH CHESTERFIELD, VA 23235-6284

Mortgage

Document Number	11551198
Date	Mar 6, 2017
Book Page	011551/000198
Instrument	9012

Lender

Name	NFM
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 5, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 8407 Middle Loop was $2,709.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,709.00	$301,600 (+7.68%) Land $56,000 Building $245,600	$301,600 (+7.68%) Land $56,000 Building $245,600
2025		$280,100 Land $51,000 Building $229,100	$280,100 Land $51,000 Building $229,100
2023	$2,181.00	$237,000 Land $44,000 Building $193,000	$237,000 Land $44,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8407 Middle Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2004–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2014 · rainfall accumulation
Claims by Event	Severe Storms, Flooding And Tornadoes Associated W Td Gaston, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8407 Middle Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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