8407 5th St, Highland, IN 46322 Property Records

Lake County property record for 8407 5th St, Highland, IN 46322

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,128 sqft · built 1955
Lot Size0.162 acres (7,080 sqft)
OwnerIndividual Name on File
Tax Bill$1,597 (2024)
Deeds & MortgagesApr 2026 Reverse Mortgage
Apr 2026 Reverse Mortgage
Flood ZoneZone X (reduced by levee)
APN007-16-27-0234-0007

Property Details

APN / Parcel Number

Primary APN007-16-27-0234-0007
Alternative APNs
  • 45-07-21-277-009.000-026
  • 162702340007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
Basement Area1,128 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Construction TypeWood
Roof MaterialAsphalt
Lot Area7,080 sqft (0.162 acres)
Lot Dimensions120 ft deep x 59 ft wide
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-16-27-0234-0007
Old Parcel Number162702340007
Street Address8407 5TH ST
CityHIGHLAND
StateIN
Zip46322-1262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND TERRACE 5TH ADD. N. 55 FT. LOT 7 S. 4 FT. LOT 8
Legal SubdivisionHIGHLAND TERRACE 5TH ADD
Legal Lot Number7,8
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group3
Census Block3006
Census Tract40700

Owner

8407 5th St is owned and occupied by an individual who acquired it in February 1996.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address8407 5TH ST, HIGHLAND, IN 46322-1262
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Apr 21, 2026Deed of Trust, Mortgage · Reverse Mortgage
FEDERAL HOUSING COMMISSIONER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 1996
Deed SaleFeb 14, 1996
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateApr 21, 2026
Property Address8407 5TH ST, HIGHLAND, IN 46322-1262
Document Number0000515725
Instrument DateApr 15, 2026
Instrument2026515725
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyGREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address8407 5TH ST, HIGHLAND, IN 46322-1262

Mortgage

Document Number0000515725,
DateApr 21, 2026
Instrument2026515725
Lender
NameLONGBRIDGE FINANCIAL LLC
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term649 Months
DueMay 29, 2080
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateApr 21, 2026
Property Address8407 5TH ST, HIGHLAND, IN 46322-1262
Document Number0000515726
Instrument DateApr 15, 2026
Instrument2026515726
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyGREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address8407 5TH ST, HIGHLAND, IN 46322-1262

Mortgage

Document Number0000515726,
DateApr 21, 2026
Instrument2026515726
Lender
NameFEDERAL HOUSING COMMISSIONER
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term649 Months
DueMay 29, 2080
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$223,100 Land $37,200 Building $185,900$223,100 Land $37,200 Building $185,900
2024$1,597.00
2023$184,800 (+10.79%) Land $37,200 Building $147,600$184,800 (+10.79%) Land $37,200 Building $147,600
2022$1,337.00$166,800 Land $37,200 Building $129,600$166,800 Land $37,200 Building $129,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8407 5th St in Zone X, where a levee reduces flood risk, though there have been 88 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims88 (1981–2026)
Claims Outside the SFHA5 of 88
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 61 claims
  • Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8407 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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