8406 Will Way, Lakeland, FL 33809 Property Records

Polk County property record for 8406 Will Way, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,719 sqft · built 1990
Lot Size	0.371 acres (16,161 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Jul 2012)
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-08-161005-000350`

Property Details

APN / Parcel Number

Primary APN	`24-27-08-161005-000350`
Alternative APNs	`082724161005000350` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,719 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	940 sqft
Upper Floors Area	779 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	16,161 sqft (0.371 acres)
Lot Dimensions	174 ft deep x 105 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Area	480 sqft
Porch	Florida Room
Porch Area	331 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	8406 WILL WAY
City	LAKELAND
State	FL
Zip	33809-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM PB 84 PGS 50 & 51 LOT 35
Legal Range	24E
Legal Township	27S
Legal Section	08
Legal Subdivision	NOTTINGHAM
Legal Tract	161005
Legal Block	2
Legal Lot Number	35
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2011
Census Tract	12304

Owner

8406 Will Way is owned and occupied by an individual who acquired it in August 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	8406 WILL WAY, LAKELAND, FL 33809-5048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Oct 13, 2020	Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2012 · Amount on File
Deed Sale	Jul 6, 2012 · Amount on File
Prior Sale	Dec 16, 2011 · Amount on File
Deed Document Number	2012118717
Deed Book / Page	8690 / 1983
Last Transfer Date	Aug 19, 2020
Transfer Doc	0000216006
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jul 30, 2026
Property Address	8406 WILL WAY, LAKELAND, FL 33809-5048
Document Number	0000182460
Book / Page	14095 / 827
Instrument Date	Jul 20, 2026
Instrument	2026182460
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 WILL WAY, LAKELAND, FL 33809-5048

Mortgage

Document Number	0000182460,
Date	Jul 30, 2026
Book Page	14095/827
Instrument	2026182460

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.47%
Max Rate	-1%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 13, 2020
Property Address	8406 WILL WAY, LAKELAND, FL 33809-5048
Document Number	0114112011
Book / Page	011411 / 002011
Instrument Date	Aug 19, 2020
Instrument	216006
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8406 WILL WAY LAKELAND FL 338095048, LAKELAND, FL 33809-5048

Mortgage

Document Number	114112014
Date	Oct 13, 2020
Book Page	011411/002014
Instrument	216007

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8406 Will Way was $1,131 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,125 (+2.7%)	$286,456 (-1.92%) Land $62,000 Building $224,456
2025	$1,131.00 Homeowner's exemption	$127,678	$292,055 Land $62,000 Building $230,055
2023	$1,642.00 (+5.66%) Homeowner's exemption	$120,466 (+3%)	$314,251 (+19.28%) Land $60,000 Building $254,251
2022	$1,554.00 Homeowner's exemption	$116,957	$263,450 Land $50,000 Building $213,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8406 Will Way in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1995–2024)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8406 Will Way is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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