8406 Ruggles Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8406 Ruggles Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,825 sqft · built 1977
Lot Size	0.32 acres (13,939 sqft)
Owner	Trust Name on File
Last Sale	$262,000 (Aug 1998)
Tax Bill	$4,938 (2025)
Deeds & Mortgages	Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`246-0600-015-0000`

Property Details

APN / Parcel Number

Primary APN	`246-0600-015-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,825 sqft Living Area
1st Floor Area	1,828 sqft
2nd Floor Area	997 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	13,939 sqft (0.32 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8406 RUGGLES CT
City	FAIR OAKS
State	CA
Zip	95628-5218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	ROLLING HILLS ESTATES ADD 05, LOT 15
Legal Subdivision	ROLLING HILLS ESTATES ADD 05
Legal Lot Number	15
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	8008

Owner

8406 Ruggles Ct is owner-occupied and held in a trust since May 2018.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Trust Name on File
Mailing Address	8406 RUGGLES CT, FAIR OAKS, CA 95628-5218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 1998 · Amount on File
Deed Sale	Aug 7, 1998 · Amount on File
Deed Book / Page	980807 / 279
Last Transfer Date	May 22, 2018
Transfer Doc	6280000000544
Record Updated	Oct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 28, 2018
Property Address	8406 RUGGLES CT, FAIR OAKS, CA 95628-5218
Document Number	1806280544
Instrument Date	May 22, 2018
Instrument	1806280544
Transaction Type	Transfer
Record Updated	Jul 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8406 RUGGLES CT FAIR OAKS CA 956285218, FAIR OAKS, CA 95628-5218

Tax Assessment & Valuation

The 2025 property tax bill for 8406 Ruggles Ct was $4,938 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,931 (+2%) Land $127,912 Building $291,019
2025	$4,938.00 (+0.8%) Homeowner's exemption	$410,717 Land $125,404 Building $285,313
2024	$4,899.00 (+3.03%)
2023	$4,755.00 (+0.4%) Homeowner's exemption	$394,771 Land $120,536 Building $274,235
2022	$4,736.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8406 Ruggles Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8406 Ruggles Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net.

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