Mahoning County property record for 8406 N Lima Rd, Poland, OH 44514
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,448 sqft · built 1954 |
| Lot Size | 1.75 acres (76,361 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Nov 2007) |
| Tax Bill | $3,337 (2024) |
| Deeds & Mortgages | Mar 2014 Line of Credit Sep 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-056-0-001.00-0 |
| Primary APN | 35-056-0-001.00-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Upper Floors Area | 960 sqft |
| Family Room | Family Room |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Lot Area | 76,361 sqft (1.75 acres) |
| Lot Dimensions | 499 ft deep x 154 ft wide |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Street Address | 8406 N LIMA RD |
|---|---|
| City | POLAND |
| State | OH |
| Zip | 44514-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 154.29 X 499.57 IRR RPLT LT 2 R J HILL PL & PT GL 9 |
| Legal Subdivision | R J HILL 01 REP |
| Legal Lot Number | 2,8 154 |
| Jurisdiction | MAHONING OH |
| Township / Civil Division | POLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 811002 |
8406 N Lima Rd is owned and occupied by an individual who bought it in November 2007.
Source: Mahoning County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8406 N LIMA RD, POLAND, OH 44514-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2014 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK |
| Dec 27, 2011 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
| Jan 29, 2018 | Deed of Trust, Mortgage · Line of Credit HOME SAVINGS BANK |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK |
| Jan 29, 2018 | Deed of Trust, Mortgage · Line of Credit HOME SAVINGS BANK |
| Nov 5, 2007 | Special Warranty Deed, Transfer THE HOME SVGS & LOAN CO OF YOUNGSTO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2007 · Amount on File |
| Deed Sale | Nov 5, 2007 · Amount on File |
| Prior Sale | Mar 5, 2007 · Amount on File |
| Deed Document Number | 158335 |
| Deed Book / Page | 5726 / 2560 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 8406 N LIMA RD, POLAND, OH 44514-2906 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8406 N LIMA RD, POLAND, OH 44514-2906 |
| Document Number | 06073/1363 |
|---|---|
| Date | Mar 12, 2014 |
| Book Page | 6073/1363 |
| Instrument | 201400005146 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 20, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 8406 N LIMA RD, POLAND, OH 44514-2906 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 06401/2022 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 6401/2022 |
| Instrument | 202000021420 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 8406 N LIMA RD, POLAND, OH 44514-2906 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 005939/603 |
|---|---|
| Date | Dec 27, 2011 |
| Book Page | 5939/603 |
| Instrument | 201100030026 |
| Name | THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
|---|---|
| Type | Lending Institution |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 8406 N LIMA RD, POLAND, OH 44514-2906 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 06262/0072 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 6262/0072 |
| Instrument | 201800002146 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 8406 N LIMA RD, POLAND, OH 44514-2906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6401/2022 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 6401/2022 |
| Instrument | 202000021420 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 8406 N LIMA RD, POLAND, OH 44514-2906 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2018 |
| Name | Verified Name |
|---|
| Document Number | 6262/0072 |
|---|---|
| Date | Jan 29, 2018 |
| Book Page | 6262/0072 |
| Instrument | 201800002146 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MAHONING OH |
| Recording Date | Nov 5, 2007 |
| Property Address | 8406 N LIMA RD, POLAND, OH 44514-2906 |
| Document Number | 05726/2560 |
| Book / Page | 5726 / 2560 |
| Map Reference | MB101 PG116 |
| Instrument Date | Oct 16, 2007 |
| Instrument | 200700036755 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8406 N LIMA RD, POLAND, OH 44514-2906 |
| Document Number | 200700036756 |
|---|---|
| Date | Nov 5, 2007 |
| Instrument | 200700036756 |
| Name | THE HOME SVGS & LOAN CO OF YOUNGSTO |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2037 |
| Document Number | 05726/2578 |
|---|---|
| Date | Nov 5, 2007 |
| Book Page | 5726/2578 |
| Instrument | 200700036757 |
| Name | THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
|---|---|
| Type | Lending Institution |
| Address | YOUNGSTOWN, OH 44503 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2012 |
| Change Frequency | Annually |
| Min Rate At Change | 5.49% |
| Max Rate At Change | 9.49% |
| Index | 1-Year T-Bill |
| Max Rate | 13.4% |
Source: Mahoning County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Mahoning County |
| County Subdivision | Poland Township |
| Unified School District | Poland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,337.00 (+2.39%) | $67,940 (-) Land $19,060 Building $48,880 | |
| 2023 | $3,259.00 (-5.26%) | $67,940 (+13.27%) Land $19,060 Building $48,880 | $194,130 (+13.27%) Land $54,460 Building $139,670 |
| 2022 | $3,440.00 | $59,980 Land $9,530 Building $50,450 | $171,380 Land $27,230 Building $144,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8406 N Lima Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1993–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8406 N Lima Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Armstrong Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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