8405 Thomas Ct, Sims, NC 27880 Property Records

Wilson County property record for 8405 Thomas Ct, Sims, NC 27880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,368 sqft · built 2022
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Dec 2022)
Tax Bill	$3,040 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2751-36-5750.000`

Property Details

APN / Parcel Number

Primary APN	`2751-36-5750.000`
Alternative APNs	`2751365750` `1129153`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,368 sqft Heated Area
1st Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	8405 THOMAS CT
City	SIMS
State	NC
Zip	27880-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	8405 THOMAS CT L32 CLEARWATER 1.00LT 03 2751-36-2752/204-6-1
Legal Subdivision	FINAL PLAT OF CLEARWATER
Legal Lot Number	3,2751
Jurisdiction	WILSON NC
Township / Civil Division	OLD FIELDS
Census Block Group	2
Census Block	2033
Census Tract	1502

Owner

Source: Wilson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8405 THOMAS CT, SIMS, NC 27880-9555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Dec 7, 2022	Warranty Deed, Subdivision Related Transfer
Sep 7, 2021	Warranty Deed, Transfer · Construction Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on Record
Deed Sale	Dec 7, 2022 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Book / Page	2995 / 839
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Recording Date	Jun 29, 2026
Property Address	8405 THOMAS CT, SIMS, NC 27880-9555
Document Number	3182000427
Book / Page	3182 / 427
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8405 THOMAS CT, SIMS, NC 27880-9555

Mortgage

Document Number	3182000427,
Date	Jun 29, 2026
Book Page	3182/427

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Dec 7, 2022
Property Address	8405 THOMAS CT, SIMS, NC 27880-9555
Document Number	002995/839
Book / Page	2995 / 839
Map Reference	MB 31 PG 270-272
Instrument Date	Nov 23, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 PILOT RILEY RD, ZEBULON, NC 27597-6385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8405 THOMAS CT, SIMS, NC 27880-9555

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILSON NC
Recording Date	Sep 7, 2021
Property Address	8405 THOMAS CT, SIMS, NC 27880-9555
Document Number	002918/518
Book / Page	2918 / 518
Map Reference	MB 31 PG 270-272
Instrument Date	Aug 12, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount Recorded
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1159, ELM CITY, NC 27822-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2400 PILOT RILEY RD, ZEBULON, NC 27597-6385
Investor	Possibly a Property Investor

Mortgage

Document Number	002918/569
Date	Sep 7, 2021
Book Page	2918/569

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,200 (-) Land $65,000 Building $416,200	$481,200 (-) Land $65,000 Building $416,200
2025	$3,040.00	$481,200 (+7.69%) Land $65,000 Building $416,200	$481,200 (+7.69%) Land $65,000 Building $416,200
2024		$446,838 Land $65,000 Building $381,838	$446,838 Land $65,000 Building $381,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Greenlight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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