Saginaw County property record for 8405 Herbert St, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,391 sqft · built 1989 |
| Lot Size | 1.53 acres (67,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $28,000 (Mar 1989) |
| Tax Bill | $5,327 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-26-4014-004 |
| Primary APN | 28-12-3-26-4014-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,391 sqft Living Area |
| 1st Floor Area | 2,381 sqft |
| Basement Area | 2,337 sqft |
| Unfinished Basement | 2,337 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,039 sqft (1.53 acres) |
| Lot Dimensions | 327 ft deep x 205 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 8405 HERBERT ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | COM AT E 1/4 CORN TH W 1993.55 FT TH S 843.35 FT TO POB TH CONT S 466.28 FT TH N29DEG 36MIN 21 SECONDS W 361 FT TH N12DEG |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 26 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12003 |
8405 Herbert St is owned and occupied by two individuals who bought it in March 1989.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8405 HERBERT ST, SAGINAW, MI 48609-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 1989 · Amount on File |
| Deed Sale | Mar 17, 1989 · Amount on File |
| Deed Book / Page | 1742 / 1472 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 8405 Herbert St was $5,327 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Swan Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,600 | $425,200 | |
| 2025 | $5,327.00 Homeowner's exemption | ||
| 2023 | $165,900 | $331,800 | |
| 2022 | $4,593.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8405 Herbert St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8405 Herbert St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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