8405 Grenadier Ave S, Cottage Grove, MN 55016 Property Records

Washington County property record for 8405 Grenadier Ave S, Cottage Grove, MN 55016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1959
Lot Size	0.251 acres (10,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,900 (Apr 2026)
Tax Bill	$4,394 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-027-21-14-0069`

Property Details

APN / Parcel Number

Primary APN	`18-027-21-14-0069`
Alternative APN	`284916840`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	240 sqft
Finished Basement	240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,920 sqft (0.251 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8405 GRENADIER AVE S
City	COTTAGE GROVE
State	MN
Zip	55016-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME THOMPSON'S GROVE 2ND ADD LOT 22 BLOCK 7 SUBDIVISIONCD 28491
Legal Range	21W
Legal Township	27N
Legal Section	18
Legal Subdivision	THOMPSON'S GROVE 2ND ADD
Legal Block	7
Legal Lot Number	22
Jurisdiction	WASHINGTON MN
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1031
Census Tract	71400

Owner

Source: Washington County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8405 GRENADIER AVE S, COTTAGE GROVE, MN 55016-4820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Dec 1, 2025	Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK & TRUST
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Dec 1, 2025 · Amount on Record
Deed Document Number	20261298966
Prior Transfer Date	Sep 9, 2005
Prior Transfer Doc	0000094743
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Apr 1, 2026
Property Address	8405 GRENADIER AVE S, COTTAGE GROVE, MN 55016-4820
Document Number	0001298966
Instrument Date	Mar 24, 2026
Instrument	20261298966
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109,955.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8405 GRENADIER AVE S, COTTAGE GROVE, MN 55016-4820

Mortgage

Document Number	0001298967,
Date	Apr 1, 2026
Instrument	20261298967

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Dec 1, 2025
Property Address	8405 GRENADIER AVE S, COTTAGE GROVE, MN 55016-4820
Document Number	0001297460
Instrument Date	Nov 20, 2025
Instrument	1297460
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17845 ZODIAC ST NE, COLUMBUS, MN 55025-8871

Mortgage

Document Number	0001297461
Date	Dec 1, 2025
Instrument	1297461

Lender

Name	FIRST STATE BANK & TRUST
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	8405 GRENADIER AVE S, COTTAGE GROVE, MN 55016-4820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001251015
Date	Dec 13, 2017
Instrument	1251015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cottage Grove City
County	Washington County
Unified School District	South Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,394.00 (+11.24%) Homeowner's exemption
2025	$3,950.00 (+5.28%) Homeowner's exemption	$301,200 (+9.73%) Land $125,000 Building $176,200	$301,200 (+9.73%) Land $125,000 Building $176,200
2024		$274,500 (+2.43%) Land $100,000 Building $174,500	$274,500 (+2.43%) Land $100,000 Building $174,500
2023	$3,752.00
2022		$268,000 Land $114,500 Building $153,500	$268,000 Land $114,500 Building $153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cottage Grove serves 42,760 people · EPA ID MN1820004
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Southeast MN Wifi.

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