8405 Finlay Ct, Springfield, VA 22153 Property Records

Fairfax County property record for 8405 Finlay Ct, Springfield, VA 22153

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,824 sqft · built 1973
Lot Size	0.223 acres (9,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (May 2004)
Tax Bill	$8,383 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0984-06-0212`

Property Details

APN / Parcel Number

Primary APN	`0984-06-0212`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	2,764 sqft
Basement Area	456 sqft
Game Room	Game Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,715 sqft (0.223 acres)
View / Lot	Buildable
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8405 FINLAY CT
City	SPRINGFIELD
State	VA
Zip	22153-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	303
Legal Description	NEWINGTON STATION LT 212 SEC 1
Legal Subdivision	NEWINGTON STATION
Legal Block	1
Legal Lot Number	212
Jurisdiction	FAIRFAX VA
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1001
Census Tract	432702

Owner

Source: Fairfax County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8405 FINLAY CT, SPRINGFIELD, VA 22153-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Mar 18, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2004 · Amount on Record
Deed Sale	May 6, 2004 · Amount on Record
Prior Sale	Jun 21, 2001 · Amount on Record
Deed Document Number	200417960026
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	8405 FINLAY CT, SPRINGFIELD, VA 22153-3305
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055825001
Date	Mar 29, 2021
Book Page	26997/278
Instrument	2021055825.001

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.49%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.49%
Index	Prime Rate
Max Rate	8.49%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	8405 FINLAY CT, SPRINGFIELD, VA 22153-3305
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010890001
Date	Mar 18, 2024
Book Page	28091/1177
Instrument	2024010890.001

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,383.00 (+7.16%)	$725,210 (+4.61%) Land $280,000 Building $445,210	$725,210 (+4.61%) Land $280,000 Building $445,210
2023	$7,823.00	$693,280 Land $265,000 Building $428,280	$693,280 Land $265,000 Building $428,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2014–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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