8404 Spectrum Dr, McKinney, TX 75072 Property Records

Collin County property record for 8404 Spectrum Dr, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,922 sqft · built 1996
Owner	Individual Name on File
Tax Bill	$9,614 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-3423-00A-0280-1`

Property Details

APN / Parcel Number

Primary APN	`R-3423-00A-0280-1`
Alternative APN	`2038841`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,922 sqft Living Area
Gross Area	3,475 sqft
2nd Floor Area	981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	15 sqft

Location & Zoning

Account Number	2038841
Street Address	8404 SPECTRUM DR
City	MCKINNEY
State	TX
Zip	75072-5864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	CRIMSON RIDGE (CMC), BLK A, LOT 28
Legal Subdivision	CRIMSON RIDGE (CMC)
Legal Block	A
Legal Lot Number	28
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1013
Census Tract	30525

Owner

8404 Spectrum Dr is owned and occupied by an individual who acquired it in February 2025.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	8404 SPECTRUM DR, MCKINNEY, TX 75072-5864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Vendor's Lien, Transfer · Conventional Mortgage SOFI BANK NA
Jun 13, 2017	Warranty Deed, Transfer · FHA Mortgage CARTUS HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2024
Deed Sale	Dec 10, 2024
Prior Sale	Dec 10, 2024
Deed Document Number	2024000152913
Last Transfer Date	Feb 13, 2025
Transfer Doc	2025000016822
Record Updated	Jun 8, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 26, 2023
Property Address	8404 SPECTRUM DR, MCKINNEY, TX 75072-5864
Document Number	2023000084841
Map Reference	VOL J PG 329
Instrument Date	Jul 26, 2023
Instrument	2023000084841
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 W 63RD ST, MISSION HILLS, KS 66208-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 SPECTRUM DR, MCKINNEY, TX 75072-5864

Mortgage

Document Number	2023000084842
Date	Jul 26, 2023
Instrument	2023000084842

Lender

Name	SOFI BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 13, 2017
Property Address	8404 SPECTRUM DR, MCKINNEY, TX 75072-5864
Document Number	0000761620
Instrument Date	Jun 8, 2017
Instrument	761620
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 SPECTRUM DR MCKINNEY TX 750705864, MCKINNEY, TX 75070-5864

Mortgage

Document Number	761630
Date	Jun 13, 2017
Instrument	761630

Lender

Name	CARTUS HM LNS
Type	Funding / Finance Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$557,854 Land $112,000 Building $445,854	$557,854 Land $112,000 Building $445,854
2024	$9,614.00
2023		$608,441 (+24.07%) Land $112,000 Building $496,441	$608,441 (+24.07%) Land $112,000 Building $496,441
2022	$7,166.00 Homeowner's exemption	$490,396 Land $96,000 Building $394,396	$490,396 Land $96,000 Building $394,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8404 Spectrum Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8404 Spectrum Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon, WeLink Communications.

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