8404 S Locust Dr, Willoughby, OH 44094 Property Records

Lake County property record for 8404 S Locust Dr, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,668 sqft · built 1957
Lot Size1.13 acres (49,223 sqft)
Owner2 Individual Names on Record
Last Sale$82,000 (Aug 1985)
Tax Bill$6,577 (2023)
Flood ZoneZone X (minimal risk)
APN20-A-021-B-00-020-0

Property Details

APN / Parcel Number

Primary APN20-A-021-B-00-020-0
Alternative APN
  • A 135

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,668 sqft Living Area
1st Floor Area1,444 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area49,223 sqft (1.13 acres)
Lot Depth392 ft Depth
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area72 sqft
Deck Area120 sqft
Patio Area324 sqft
Shed1 Shed
Shed Area120 sqft
Canopy120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberA 135
Street Address8404 S LOCUST DR
CityWILLOUGHBY
StateOH
Zip44094-9565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 81 & 82 TRACT 3
Legal SubdivisionCHILLICOTHE ROAD SUBDIVISION
Legal Tract3
Legal Lot Number23 120
JurisdictionLAKE OH
Township / Civil DivisionKIRTLAND
Census Block Group1
Census Block1015
Census Tract206400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8404 S LOCUST DR, WILLOUGHBY, OH 44094-9565
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 1985 · Amount on Record
Deed SaleAug 28, 1985 · Amount on Record
Deed Document NumberCF 3060
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityKirtland City
Unified School DistrictKirtland Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,577.00 (+100.82%) Homeowner's exemption$62,810 (-) Land $29,450 Building $33,360
2022$3,275.00 Homeowner's exemption$62,810 Land $29,450 Building $33,360
2021$179,440 Land $84,140 Building $95,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1978–2006)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - MENTOR
private · serves 74,500 people · EPA ID OH4301511
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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