Frederick County property record for 8404 River Meadow Dr, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,400 sqft · built 2000 |
| Lot Size | 0.873 acres (38,041 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Nov 2018) |
| Tax Bill | $9,833 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-578156 |
| Primary APN | 28-578156 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,400 sqft Living Area |
| Gross Area | 5,336 sqft |
| 1st Floor Area | 2,464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 38,041 sqft (0.873 acres) |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 448 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Deck Area | 580 sqft |
| Patio Area | 1,100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 578156 |
|---|---|
| Street Address | 8404 RIVER MEADOW DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 14 SEC 1 BLK A 38,041 SQ. FT. RIVER MEADOW |
| Legal Subdivision | RIVER MEADOW |
| Legal Block | A |
| Legal Lot Number | 14 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 751003 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8404 RIVER MEADOW DR, FREDERICK, MD 21704-6644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Dec 2, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Nov 27, 2018 | Deed, Transfer · Conventional Mortgage MCLEAN FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2018 · Amount on Record |
| Deed Sale | Nov 27, 2018 · Amount on Record |
| Prior Sale | Apr 26, 1999 · Amount on Record |
| Deed Book / Page | 12724 / 491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 8, 2026 |
| Property Address | 8404 RIVER MEADOW DR, FREDERICK, MD 21704-6644 |
| Document Number | 1785000143 |
| Book / Page | 17854 / 143 |
| Instrument Date | Apr 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8404 RIVER MEADOW DR, FREDERICK, MD 21704-6644 |
| Document Number | 1785000143, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 17854/143 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8404 RIVER MEADOW DR, FREDERICK, MD 21704-6644 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 8404 RIVER MEADOW DR, FREDERICK, MD 21704-6644 |
| Document Number | 0162460014 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 16246/14 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8404 RIVER MEADOW DR, FREDERICK, MD 21704-6644 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0130890171 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 13089/0171 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8404 RIVER MEADOW DR, FREDERICK, MD 21704-6644 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0137700301 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 13770/301 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8404 RIVER MEADOW DR, FREDERICK, MD 21704-6644 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | VIRTUAL TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0153970043 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 15397/43 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 27, 2018 |
| Property Address | 8404 RIVER MEADOW DR, FREDERICK, MD 21704-6644 |
| Document Number | 0127240491 |
| Book / Page | 12724 / 0491 |
| Map Reference | MB55 PG65 |
| Instrument Date | Nov 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8404 RIVER MEADOW DR, FREDERICK, MD 21704-6644 |
| Document Number | 0012724499 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 12724/499 |
| Name | MCLEAN FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $849,300 (+3.38%) | $904,900 (+10.15%) Land $227,600 Building $677,300 | |
| 2025 | $9,833.00 (+5.98%) Homeowner's exemption | $821,500 (+12.27%) Land $166,200 Building $655,300 | $821,500 (-) Land $166,200 Building $655,300 |
| 2024 | $9,278.00 (+8.5%) | ||
| 2023 | $8,551.00 Homeowner's exemption | $731,700 | $821,500 Land $166,200 Building $655,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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