8404 Houston St, Silver Spring, MD 20910 Property Records

Montgomery County property record for 8404 Houston St, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,239 sqft · built 1939
Lot Size	0.115 acres (5,003 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Nov 2022)
Tax Bill	$6,875 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-01039560`

Property Details

APN / Parcel Number

Primary APN	`13-01039560`
Alternative APN	`01039560`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	672 sqft
Basement Area	283 sqft
Finished Basement	283 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	5,003 sqft (0.115 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	01039560
Street Address	8404 HOUSTON ST
City	SILVER SPRING
State	MD
Zip	20910-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	EASLEY SUB
Legal Subdivision	SILVER SPRING
Legal Block	T
Legal Lot Number	22
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2003
Census Tract	702402

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8404 HOUSTON ST, SILVER SPRING, MD 20910-4545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Oct 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Deed Book / Page	66483 / 141
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	0643120227
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	8404 HOUSTON ST, SILVER SPRING, MD 20910-4545
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATL TTL GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 HOUSTON ST, SILVER SPRING, MD 20910-4545

Mortgage

Document Number	0701230420
Date	Feb 10, 2026
Book Page	70123/420

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 19, 2021
Property Address	8404 HOUSTON ST, SILVER SPRING, MD 20910-4545
Document Number	0643120227
Book / Page	64312 / 227
Map Reference	MB 21 PL 1331
Instrument Date	Aug 17, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8404 HOUSTON ST, SILVER SPRING, MD 20910-4545

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,033 (+5.72%)	$593,500 (-) Land $325,000 Building $268,500
2025	$6,875.00 (+6.7%)	$532,567 (+8.29%)	$593,500 (+18.2%) Land $325,000 Building $268,500
2024	$6,443.00 (+23.57%)
2023		$491,800	$502,100 Land $325,000 Building $177,100
2022	$5,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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