8404 Cherry St, Clear Lake, MN 55319 Property Records

Sherburne County property record for 8404 Cherry St, Clear Lake, MN 55319

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$289,900 (Mar 2024)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-415-0430`

Property Details

APN / Parcel Number

Primary APN	`70-415-0430`
Alternative APNs	`70-00415-0430` `32269`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	960 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Architectural Style	Cluster
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	520 sqft

Location & Zoning

Account Number	32269
Street Address	8404 CHERRY ST
City	CLEAR LAKE
State	MN
Zip	55319-7519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 4
Legal Range	29W
Legal Township	34N
Legal Section	07
Legal Subdivision	PARKSIDE
Legal Block	4
Legal Lot Number	6
Jurisdiction	SHERBURNE MN
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1055
Census Tract	30302

Owner

8404 Cherry St is owned and occupied by two individuals who bought it in March 2024.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8404 CHERRY ST, CLEAR LAKE, MN 55319-7519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Mar 27, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC
Mar 23, 2022	Limited Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS
Apr 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on File
Deed Sale	Mar 27, 2024 · Amount on File
Prior Sale	May 8, 2013 · Amount on File
Deed Document Number	2024967763
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	8404 CHERRY ST, CLEAR LAKE, MN 55319-7519
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 CHERRY ST, CLEAR LAKE, MN 55319-7519

Mortgage

Document Number	0000988772
Date	Oct 3, 2025
Instrument	988772

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 27, 2024
Property Address	CLEAR LAKE, MN 55319
Document Number	0000967763
Instrument Date	Mar 18, 2024
Instrument	967763
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2024
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8404 CHERRY STREET, CLEAR LAKE, MN 55319

Mortgage

Document Number	0000967764
Date	Mar 27, 2024
Instrument	967764

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 23, 2022
Property Address	CLEAR LAKE, MN 55319
Document Number	0000939586
Instrument Date	Mar 16, 2022
Instrument	939586
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transaction

Amount	Amount on Record
Tax	$1,549.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294
Mail Care Of	LGI HOMES INC
Investor	Possibly a Property Investor

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 14, 2017
Property Address	CLEAR LAKE, MN 55319
Document Number	0000837026
Instrument Date	Apr 5, 2017
Instrument	837026
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3495 NORTHDALE BLVD NW #210 COON RAPIDS MN 554486718, 210, COON RAPIDS, MN 55448-6718

Tax Assessment & Valuation

The 2025 property tax bill for 8404 Cherry St was $2,158 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clear Lake City
County	Sherburne County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,700 (-2.05%) Land $42,700 Building $177,000	$219,700 (-2.05%) Land $42,700 Building $177,000
2025	$2,158.00	$224,300 Land $42,700 Building $181,600	$224,300 Land $42,700 Building $181,600
2023	$132.00	$11,500 Land $11,500
2021			$11,500 Land $11,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8404 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8404 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Clear Lake serves 802 people · EPA ID MN1710009
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Arvig, Frontier.

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