Christian County property record for 8403 Cottage Ln, Nixa, MO 65714
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,822 sqft · built 2024 |
| Lot Size | 0.261 acres (11,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,064,000 (Feb 2025) |
| Tax Bill | $625 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0.3-8-0-0-6.019 |
| Primary APN | 11-0.3-8-0-0-6.019 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,822 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 11,382 sqft (0.261 acres) |
| Lot Dimensions | 103 ft deep x 111 ft wide |
| Street Address | 8403 COTTAGE LN |
|---|---|
| City | NIXA |
| State | MO |
| Zip | 65714-7644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 FREMONT PARKE |
| Legal Range | 21 |
| Legal Township | 27 |
| Legal Section | 08 |
| Legal Subdivision | FREMONT PARKE |
| Legal Lot Number | 1 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | CASSIDY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20307 |
8403 Cottage Ln is owned and occupied by two individuals who bought it in February 2025.
Source: Christian County records, as of April 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8403 COTTAGE LN, NIXA, MO 65714-7644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A |
| Oct 10, 2023 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK OF ROGERSVILLE |
| Jan 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Feb 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Feb 7, 2025 | Quit Claim Deed, Transfer TITAN TITLE AND CLOSING LLC, TITAN TTL & CLOSING OF MO LL |
| Jun 23, 2023 | Warranty Deed, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on File |
| Deed Sale | Feb 25, 2025 · Amount on File |
| Prior Sale | Feb 7, 2025 |
| Deed Document Number | 20251793 |
| Deed Book / Page | 2025 / 1769 |
| Prior Transfer Date | Feb 6, 2025 |
| Prior Transfer Doc | 0202501209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Apr 3, 2026 |
| Property Address | 8403 COTTAGE LN, NIXA, MO 65714-7644 |
| Document Number | 0000003988 |
| Book / Page | 2026 / 3932 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20263988 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 8403 COTTAGE LN, NIXA, MO 65714-7644 |
| Document Number | 0000003988, |
|---|---|
| Date | Apr 3, 2026 |
| Book Page | 2026/3932 |
| Instrument | 20263988 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 8403 COTTAGE LN, NIXA, MO 65714-7644 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 628 N RITTER AVE, NIXA, MO 65714-8966 |
| Document Number | 0202311046 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 2023/11046 |
| Instrument | 2023L11192 |
| Name | CITIZENS BANK OF ROGERSVILLE |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 8403 COTTAGE LN, NIXA, MO 65714-7644 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | TITAN TITLE AND CLOSING LLC, TITAN TTL & CLOSING OF MO LL |
| Name | Verified Name |
|---|---|
| Address | 628 N RITTER AVE, NIXA, MO 65714-8966 |
| Document Number | 0202500437 |
|---|---|
| Date | Jan 14, 2025 |
| Book Page | 2025/437 |
| Instrument | 2025L00437 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Feb 25, 2025 |
| Property Address | 8403 COTTAGE LN, NIXA, MO 65714-7644 |
| Document Number | 0202501769 |
| Book / Page | 2025 / 1769 |
| Instrument Date | Feb 24, 2025 |
| Instrument | 2025L01793 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | TITAN TITLE AND CLOSING LLC, TITAN TTL & CLOSING OF MO LL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8403 COTTAGE LN, NIXA, MO 65714-7644 |
| Document Number | 2025L01794 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 2025L01794 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Feb 7, 2025 |
| Property Address | 8403 COTTAGE LN, NIXA, MO 65714-7644 |
| Document Number | 0202501209 |
| Book / Page | 2025 / 1209 |
| Instrument Date | Feb 6, 2025 |
| Instrument | 2025L01225 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | TITAN TITLE AND CLOSING LLC, TITAN TTL & CLOSING OF MO LL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 N RITTER AVE, NIXA, MO 65714-8966 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Recording Date | Jun 23, 2023 |
| Property Address | 8403 COTTAGE LN, NIXA, MO 65714-7644 |
| Document Number | 0202306790 |
| Book / Page | 2023 / 6790 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023L06887 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2958 EASTLINULOAD ST, SPRINGFIELD, MO 65804 |
Source: Christian County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Municipality | Fremont Hills City |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202,810 | $1,067,400 Land $50,000 Building $1,017,400 | |
| 2024 | $625.00 | ||
| 2023 | $9,500 (-) | $50,000 Land $50,000 | |
| 2022 | $9,500 | ||
| 2021 | $50,000 Land $50,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 8403 Cottage Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8403 Cottage Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OZARK PWS serves 23,248 people · EPA ID MO5010619 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Net Vision Communications, Total HighSpeed Internet Solutions, Wisper ISP.
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