8403 Birch St, Fox Lake, IL 60020 Property Records

Lake County property record for 8403 Birch St, Fox Lake, IL 60020

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,230 sqft · built 1994
Lot Size0.19 acres (8,281 sqft)
Owner2 Individual Names on File
Last Sale$281,000 (Mar 2021)
Tax Bill$8,559 (2024)
Deeds & MortgagesJan 2026 Transfer
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-28-401-198

Property Details

APN / Parcel Number

Primary APN01-28-401-198

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,230 sqft Living Area
Gross Area3,920 sqft
1st Floor Area1,090 sqft
2nd Floor Area1,140 sqft
Upper Floors Area1,115 sqft
Basement Area1,090 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,281 sqft (0.19 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area100 sqft
Deck AreaDeck Area
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address8403 BIRCH ST
CityFOX LAKE
StateIL
Zip60020-1051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHICKORY WOODS; LOT 43
Legal SubdivisionHICKORY WOODS
Legal Lot Number43
JurisdictionLAKE IL
Township / Civil DivisionANTIOCH
Census Block Group1
Census Block1026
Census Tract860807

Owner

8403 Birch St is owned and occupied by two individuals who bought it in March 2021.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address8403 BIRCH ST, FOX LAKE, IL 60020-1051
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 29, 2021Deed, Transfer · FHA Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2021 · Amount on File
Deed SaleMar 29, 2021 · Amount on File
Prior SaleAug 23, 1994 · Amount on File
Deed Document Number20217768790
Prior Transfer DateSep 8, 2016
Prior Transfer Doc0007327858
Record UpdatedOct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IL
Recording DateJan 21, 2026
Property Address8403 BIRCH ST, FOX LAKE, IL 60020-1051
Document Number0008146603
Map ReferenceDOC 3067659
Instrument DateJan 13, 2026
Instrument8146603
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8403 BIRCH ST, FOX LAKE, IL 60020-1051

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8403 BIRCH ST, FOX LAKE, IL 60020-1051

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IL
Recording DateMar 29, 2021
Property Address8403 BIRCH ST, FOX LAKE, IL 60020-1051
Document Number0007768790
Map ReferenceDOC 3067659
Instrument DateMar 8, 2021
Instrument7768790
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$281.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8403 BIRCH ST, 8403, FOX LAKE, IL 60020-1051

Transferred To (Grantee/Buyer)

NameVerified Name
Address8403 BIRCH ST, FOX LAKE, IL 60020-1051

Mortgage

Document Number0007768791
DateMar 29, 2021
Instrument7768791
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionAntioch Township
MunicipalityFox Lake Village
Elementary School DistrictFox Lake Grade School District 114 (PK - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$128,652 (+8.01%) Land $6,801 Building $121,851$385,995 (+8.01%) Land $20,405 Building $365,590
2024$8,559.00 (+15.07%)$119,112 (+11.68%) Land $6,297 Building $112,815$357,372 (+11.68%) Land $18,893 Building $338,479
2023$7,438.00 (+4.63%)$106,654 (+14.23%) Land $5,638 Building $101,016$319,994 (+14.23%) Land $16,916 Building $303,078
2022$7,109.00$93,370 Land $4,935 Building $88,435$280,138 Land $14,806 Building $265,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8403 Birch St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2017)
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8403 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX LAKE
serves 11,780 people · EPA ID IL0970200
Water SourceGroundwater
Last State InspectionJul 2023
Lead3 ppb (2026)
action level 15 ppb
Copper1.58 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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