8402 Ridge Crest Dr, Killeen, TX 76542 Property Records

Bell County property record for 8402 Ridge Crest Dr, Killeen, TX 76542

Property Summary

Property Type	Single Family Home
Details	2,471 sqft · built 2019
Lot Size	0.255 acres (11,109 sqft)
Owner	Individual Name on File
Last Sale	$384,500 (Jul 2020)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0756484746`

Property Details

APN / Parcel Number

Primary APN	`0756484746`
Alternative APNs	`482849` `750191`

Interior

Stories	1 Story
Building Area	2,471 sqft Living Area
1st Floor Area	2,471 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	11,109 sqft (0.255 acres)
Lot Dimensions	161 ft deep x 69 ft wide
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	8402 RIDGE CREST DR
City	KILLEEN
State	TX
Zip	76542-6888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE OAKS PHASE TWO, BLOCK 006, LOT 0008
Legal Subdivision	HERITAGE OAKS PHASE TWO
Legal Block	6
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	3
Census Block	3031
Census Tract	22402

Owner

8402 Ridge Crest Dr is owned and occupied by an individual who bought it in July 2020.

Source: Bell County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8402 RIDGE CREST DR, KILLEEN, TX 76542-6888
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Vendor's Lien, Subdivision Related Transfer · VA Mortgage JNC MORTGAGE CO INC
Oct 17, 2019	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK
Oct 17, 2019	Grant Deed, Transfer ATTORNEY ONLY
Oct 17, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Deed Document Number	202038826
Prior Transfer Date	Jul 28, 2020
Prior Transfer Doc	0000038826
Record Updated	Sep 20, 2026

July 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 30, 2020
Property Address	8402 RIDGE CREST DR, KILLEEN, TX 76542-6888
Document Number	0000038826
Map Reference	PL 57-A&B
Instrument Date	Jul 28, 2020
Instrument	2020-00038826
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	AMERICAN ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8402 RIDGE CREST DRVIE, KILLEEN, TX 76542-6888

Mortgage

Document Number	0000038827
Date	Jul 30, 2020
Instrument	2020-00038827

Lender

Name	JNC MORTGAGE CO INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Recording Date	Oct 17, 2019
Property Address	8402 RIDGE CREST DR, KILLEEN, TX 76542-6888
Book / Page	011046 / 000505
Instrument Date	Oct 10, 2019
Instrument	47822
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12300 MONTWOOD DR HORIZON CITY TX 799285653, HORIZON CITY, TX 79928-5653
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047822
Date	Oct 17, 2019
Book Page	011046/000505
Instrument	47822

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 16, 2020

Interest

Rate Type	Adjustable Rate

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Oct 17, 2019
Property Address	8402 RIDGE CREST DR, KILLEEN, TX 76542-6888
Document Number	0000047821
Book / Page	011046 / 000501
Instrument Date	Oct 10, 2019
Instrument	47821
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12300 MONTWOOD DR HORIZON CITY TX 799285653, HORIZON CITY, TX 79928-5653
Investor	Possibly a Property Investor

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Oct 17, 2019
Property Address	8402 RIDGE CREST DR, KILLEEN, TX 76542-6888
Document Number	0000047820
Book / Page	011046 / 000497
Instrument Date	Oct 2, 2019
Instrument	47820
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12300 MONTWOOD DR HORIZON CITY TX 799285653, HORIZON CITY, TX 79928-5653

Tax Assessment & Valuation

The 2025 property tax bill for 8402 Ridge Crest Dr was $1,689 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00	$132,385	$426,061 Land $75,000 Building $351,061
2023	$1,398.00 (-25.08%) Homeowner's exemption	$442,060 Land $45,000 Building $397,060	$442,060 Land $45,000 Building $397,060
2022	$1,866.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8402 Ridge Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8402 Ridge Crest Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BEC Communications, Brightspeed.

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