8401 Roy St, Lemon Grove, CA 91945 Property Records

San Diego County property record for 8401 Roy St, Lemon Grove, CA 91945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,238 sqft · built 1957
Lot Size0.184 acres (8,000 sqft)
OwnerTrust Name on File
Last Sale$225,000 (Oct 2014)
Tax Bill$4,723 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN503-440-12-00

Property Details

APN / Parcel Number

Primary APN503-440-12-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,238 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area8,000 sqft (0.184 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address8401 ROY ST
CityLEMON GROVE
StateCA
Zip91945-2654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 6 TR 003301
Legal SubdivisionGOLDEN TERRACE
Legal Tract003301
Legal Block3
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3008
Census Tract14001

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address8401 ROY ST, LEMON GROVE, CA 91945-2654
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 3, 2014 · Amount on Record
Deed SaleOct 3, 2014 · Amount on Record
Prior SaleJun 29, 2012 · Amount on Record
Deed Document Number2014430211
Prior Transfer DateJul 2, 2012
Prior Transfer Doc0000392798
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8401 ROY ST, LEMON GROVE, CA 91945-2654
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000422002
DateSep 25, 2019
Instrument2019-0422002
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 24, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityLemon Grove City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLemon Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$328,003 (+2%) Land $143,734 Building $184,269
2025$4,723.00 (+10.17%) Homeowner's exemption$321,572 (+4.04%) Land $140,916 Building $180,656
2023$4,287.00 (+0.54%) Homeowner's exemption$309,087 Land $135,445 Building $173,642
2022$4,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet.

Nearby Properties on Roy St

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