8401 Red Lantern Rd, Indian Trail, NC 28079 Property Records

Union County property record for 8401 Red Lantern Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,292 sqft · built 1978
Lot Size	0.376 acres (16,379 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-057-367`

Property Details

APN / Parcel Number

Primary APN	`07-057-367`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,379 sqft (0.376 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	67 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8401 RED LANTERN RD
City	INDIAN TRAIL
State	NC
Zip	28079-8673
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#5 BLKO BEACON HILLS SEC3 PB06 PG151
Legal Subdivision	BEACON HILLS
Legal Block	O
Legal Lot Number	5
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2003
Census Tract	20310

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8401 RED LANTERN RD, INDIAN TRAIL, NC 28079-8673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 28, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Sep 19, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 3, 2021	Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021
Deed Sale	Feb 3, 2021
Deed Document Number	20215172
Deed Book / Page	7977 / 342
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	7977342
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8401 RED LANTERN RD, INDIAN TRAIL, NC 28079-8673
Transaction Type	Mortgage
Record Updated	Jan 13, 2023
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008630868
Date	Dec 27, 2022
Book Page	8630/868
Instrument	41758

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8401 RED LANTERN RD, INDIAN TRAIL, NC 28079-8673
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008356314
Date	Dec 28, 2021
Book Page	8356/314
Instrument	60467

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	8401 RED LANTERN RD, INDIAN TRAIL, NC 28079-8673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7468631
Date	Sep 19, 2019
Book Page	7468/631
Instrument	0028365

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Feb 3, 2021
Property Address	8401 RED LANTERN RD, INDIAN TRAIL, NC 28079-8673
Document Number	0007977342
Book / Page	7977 / 342
Map Reference	MB 6 PG 151
Instrument Date	Jan 29, 2021
Instrument	5172
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8401 RED LANTERN RD, INDIAN TRAIL, NC 28079-8673

Mortgage

Document Number	0000005173
Date	Feb 3, 2021
Instrument	5173

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,000 (-) Land $66,000 Building $205,000	$271,000 (-) Land $66,000 Building $205,000
2025	$1,813.00 (+12.47%)	$271,000 (+43.01%) Land $66,000 Building $205,000	$271,000 (+43.01%) Land $66,000 Building $205,000
2023	$1,612.00	$189,500 Land $36,800 Building $152,700	$189,500 Land $36,800 Building $152,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1978–2005)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Jun 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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