Orange County property record for 8401 Lost Lake Dr, Orlando, FL 32817
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,063 sqft · built 1985 |
| Lot Size | 0.246 acres (10,719 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,539 (2025) |
| Deeds & Mortgages | Sep 2020 Loan Modification Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-30-5242-00-340 |
| Primary APN | 01-22-30-5242-00-340 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,063 sqft Living Area |
| Gross Area | 3,035 sqft |
| 1st Floor Area | 2,063 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Sheathing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,719 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8401 LOST LAKE DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32817-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | LOST LAKE VILLAGE 9/123 LOT 34 |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 01 |
| Legal Subdivision | LOST LAKE VILLAGE |
| Legal Tract | 5242 |
| Legal Lot Number | 34 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 16408 |
8401 Lost Lake Dr is owned and occupied by two individuals.
Source: Orange County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8401 LOST LAKE DR, ORLANDO, FL 32817-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2020 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Sep 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 4, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 4, 2017 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8401 LOST LAKE DR, ORLANDO, FL 32817-1574 |
| Document Number | 0000548189 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8401 LOST LAKE DR ORLANDO FL 328171574, ORLANDO, FL 32817-1574 |
| Document Number | 0000548189 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 548189 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8401 LOST LAKE DR, ORLANDO, FL 32817-1574 |
| Document Number | 0000548190 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8401 LOST LAKE DR ORLANDO FL 328171574, ORLANDO, FL 32817-1574 |
| Document Number | 0000548190 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 548190 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8401 LOST LAKE DR, ORLANDO, FL 32817-1574 |
| Document Number | 0000232583 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8401 LOST LAKE DR ORLANDO FL 328171574, ORLANDO, FL 32817-1574 |
| Document Number | 0000232583 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 232583 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8401 LOST LAKE DR, ORLANDO, FL 32817-1574 |
| Document Number | 0000232582 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8401 LOST LAKE DR ORLANDO FL 328171574, ORLANDO, FL 32817-1574 |
| Document Number | 0000232582 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 232582 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 8401 Lost Lake Dr was $2,539, up 7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,504 (+2.7%) | $401,100 (-2.75%) Land $70,000 Building $331,100 | |
| 2025 | $2,539.00 (+7%) Homeowner's exemption | $164,074 | $412,450 Land $70,000 Building $342,450 |
| 2024 | $2,373.00 (+7.28%) | ||
| 2023 | $2,212.00 (+4.88%) Homeowner's exemption | $154,806 (+3%) | $374,166 (+14.21%) Land $70,000 Building $304,166 |
| 2022 | $2,109.00 Homeowner's exemption | $150,297 | $327,610 Land $70,000 Building $257,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8401 Lost Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 3 (1999–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8401 Lost Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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