Orange County property record for 8401 Kemper Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,314 sqft · built 2000 |
| Lot Size | 0.362 acres (15,750 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $640,000 (Apr 2020) |
| Tax Bill | $9,914 (2025) |
| Deeds & Mortgages | Apr 2020 Sale Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-23-28-4074-02-260 |
| Primary APN | 29-23-28-4074-02-260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,314 sqft Living Area |
| Gross Area | 4,493 sqft |
| 1st Floor Area | 2,872 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,750 sqft (0.362 acres) |
| Garage Type | Attached |
| Garage Area | 829 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 8401 KEMPER LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-5318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | KEENES POINTE UNIT 1 39/74 LOT 226 & IN KEENES POINTE UNIT 2 42/116 TRACT C (PRIVATE USE) |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | KEENES POINTE UT 1 |
| Legal Tract | C |
| Legal Block | 2 |
| Legal Lot Number | 226 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 17108 |
8401 Kemper Ln is owned by a company that bought it in April 2020.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 8401 KEMPER LN, WINDERMERE, FL 34786-5318 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Sep 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2020 · Amount on File |
| Deed Sale | Apr 6, 2020 · Amount on File |
| Prior Sale | Jul 15, 2014 · Amount on File |
| Deed Document Number | 2020216966 |
| Prior Transfer Date | Jan 31, 2007 |
| Prior Transfer Doc | 0000186976 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 6, 2020 |
| Property Address | 8401 KEMPER LN, WINDERMERE, FL 34786-5318 |
| Document Number | 0000216966 |
| Instrument Date | Apr 1, 2020 |
| Instrument | 216966 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8401 KEMPER LN WINDERMERE FL 347865318, WINDERMERE, FL 34786-5318 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8401 KEMPER LN, WINDERMERE, FL 34786-5318 |
| Document Number | 0000566733 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8401 KEMPER LN WINDERMERE FL 347865318, WINDERMERE, FL 34786-5318 |
| Document Number | 0000566733 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 566733 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 8401 Kemper Ln was $9,914, up 3.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $647,095 (+2.7%) | $935,640 (-1.34%) Land $230,000 Building $705,640 | |
| 2025 | $9,914.00 (+3.88%) Homeowner's exemption | $630,083 | $948,320 Land $230,000 Building $718,320 |
| 2024 | $9,544.00 (+7.31%) | ||
| 2023 | $8,894.00 (+3.2%) Homeowner's exemption | $594,491 (+3%) | $805,942 (+30.53%) Land $230,000 Building $575,942 |
| 2022 | $8,618.00 Homeowner's exemption | $577,176 | $617,448 Land $130,000 Building $487,448 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8401 Kemper Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8401 Kemper Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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