8401 Chesney Ln, Cincinnati, OH 45249 Property Records

Hamilton County property record for 8401 Chesney Ln, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,530 sqft · built 1991
Lot Size	0.582 acres (25,352 sqft)
Owner	2 Company Names on Record
Last Sale	$573,000 (May 2003)
Tax Bill	$14,685 (2025)
Deeds & Mortgages	Jun 2023 Transfer Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`620-0210-0639-00`

Property Details

APN / Parcel Number

Primary APN	`620-0210-0639-00`
Alternative APN	`0046590`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,530 sqft Living Area
Gross Area	6,458 sqft
1st Floor Area	1,990 sqft
2nd Floor Area	1,840 sqft
Basement Area	1,990 sqft
Finished Basement	700 sqft
Unfinished Basement	1,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	25,352 sqft (0.582 acres)
Lot Dimensions	227 ft deep x 88.7 ft wide
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	652 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	8401 CHESNEY LN
City	CINCINNATI
State	OH
Zip	45249-2365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	CHESNEY LANE 88.65 X 227.69 FT IRR LOT48 HARPERS STATION SUB
Legal Subdivision	HARPERS STATION SUB
Legal Lot Number	48
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	4
Census Block	4009
Census Tract	24301

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8401 CHESNEY LN, CINCINNATI, OH 45249-2365
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Intrafamily Transfer, Transfer
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 2, 2022	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2003 · Amount on Record
Deed Sale	May 16, 2003 · Amount on Record
Prior Sale	Mar 11, 1998 · Amount on Record
Deed Document Number	2003378550
Deed Book / Page	9267 / 2303
Last Transfer Date	May 9, 2023
Transfer Doc	0000040106
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jun 13, 2023
Property Address	8401 CHESNEY LN, CINCINNATI, OH 45249-2365
Document Number	0000040106
Book / Page	14936 / 934
Map Reference	MB 288 PG 12-14
Instrument Date	May 9, 2023
Instrument	2023-0040106
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8401 CHESNEY LN, CINCINNATI, OH 45249-2365

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8401 CHESNEY LN, CINCINNATI, OH 45249-2365
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095420
Date	Nov 1, 2019
Book Page	14036/00013
Instrument	2019-0095420

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8401 CHESNEY LN, CINCINNATI, OH 45249-2365
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8401 CHESNEY LN, CINCINNATI, OH 45249-2365

Mortgage

Document Number	0000095419
Date	Nov 1, 2019
Book Page	14036/00008
Instrument	2019-0095419

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8401 CHESNEY LN, CINCINNATI, OH 45249-2365
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127827
Date	Oct 21, 2021
Book Page	14528/274
Instrument	2021-0127827

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8401 CHESNEY LN, CINCINNATI, OH 45249-2365
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8401 CHESNEY LN, CINCINNATI, OH 45249-2365

Mortgage

Document Number	0000012302
Date	Feb 2, 2022
Book Page	14596/1872
Instrument	2022-0012302

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,685.00 (+3.2%)	$291,606 (-) Land $49,980 Building $241,626	$833,160 (-) Land $142,800 Building $690,360
2024	$14,230.00 (-2.68%)	$291,606 (-) Land $49,980 Building $241,626
2023	$14,622.00 (+12.41%)	$291,606 (+37.96%) Land $49,980 Building $241,626	$833,160 (+37.96%) Land $142,800 Building $690,360
2022	$13,008.00	$211,369 Land $37,800 Building $173,569
2020			$603,910 Land $108,000 Building $495,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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