840 Winthrop St, #B, Ladson, SC 29456 Property Records

Berkeley County property record for 840 Winthrop St, #B, Ladson, SC 29456 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,395 sqft · built 2017
Lot Size	0.162 acres (7,078 sqft)
Owner	Individual Name on File
Tax Bill	$913 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`233-04-00-085`

Property Details

APN / Parcel Number

Primary APN	`233-04-00-085`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,395 sqft Finished Area
1st Floor Area	1,015 sqft
2nd Floor Area	380 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,078 sqft (0.162 acres)
Garage Area	240 sqft
Porch	Slab
Porch Area	48 sqft
Storage Building	30 sqft

Location & Zoning

Street Address	840 WINTHROP ST, B
City	LADSON
State	SC
Zip	29456-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSMENT DISTRICT: 145COLLEGE PARK DUPLEXESNKA CREEKSIDE OF COLLEGE PARK PH 3LOT 28A
Legal Subdivision	COLLEGE PARK DUPLEXES/PENPORT
Legal Block	48
Legal Lot Number	28A
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2001
Census Tract	20717

Owner

Source: Berkeley County records · APN 233-04-00-085

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	840 WINTHROP ST, B, LADSON, SC 29456-3262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 27, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 16, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	840 WINTHROP ST # B, B, LADSON, SC 29456-3262
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04073/0451
Date	Dec 07, 2021
Book Page	4073/451
Instrument	2021057263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Jul 01, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	840 WINTHROP ST # B, B, LADSON, SC 29456-3262
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 WINTHROP ST B, B, LADSON, SC 29456-3262

Mortgage

Document Number	3804/0274
Date	May 10, 2021
Book Page	3804/274
Instrument	2021021846

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Apr 01, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	840 WINTHROP ST # B, B, LADSON, SC 29456-3262
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3284/0849
Date	Feb 27, 2020
Book Page	3284/849
Instrument	2020007121

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Apr 01, 2047

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 16, 2017
Property Address	840 WINTHROP ST # B, B, LADSON, SC 29456-3262
Document Number	2392/0749
Book / Page	002392 / 000749
Instrument Date	Feb 13, 2017
Instrument	5288
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$169.39
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 WINTHROP ST #B LADSON SC 294563262, B, LADSON, SC 29456-3262

Mortgage

Document Number	2392/0753
Date	Feb 16, 2017
Book Page	002392/000753
Instrument	5289

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,970 (+2,399.94%) Land $31,949 Building $161,021	$271,800 (-) Land $45,000 Building $226,800
2025	$913.00 (+4.94%)	$7,719 (-) Land $1,278 Building $6,441	$271,800 (-) Land $45,000 Building $226,800
2024	$870.00 (-0.11%) Homeowner's exemption	$7,719 (+15%) Land $1,278 Building $6,441	$271,800 (+61.98%) Land $45,000 Building $226,800
2022	$871.00 Homeowner's exemption	$6,712 Land $700 Building $6,012	$167,800 Land $17,500 Building $150,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berkeley County (45015C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450150207172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 21% of South Carolina
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 560 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, AT&T, Home Telephone Company, Inc. (SC). Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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