840 West St, Lapeer, MI 48446 Property Records

Lapeer County property record for 840 West St, Lapeer, MI 48446

Property Summary

Property Type	Fast Food Restaurant
Details	4,371 sqft · built 2020
Lot Size	1.75 acres (76,491 sqft)
Owner	Company Name on Record
Tax Bill	$24,304 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`L21-33-305-040-00`

Property Details

APN / Parcel Number

Primary APN	`L21-33-305-040-00`

Interior

Stories	1 Story
Building Area	4,371 sqft Total Area
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	76,491 sqft (1.75 acres)
Lot Dimensions	303 ft deep x 228 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	840 WEST ST
City	LAPEER
State	MI
Zip	48446-3067
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Local Zoning Code	B2 GEN
Legal Description	CITY OF LAPEER RICHS ADDITION (L=5 P=1/2 SEC 8, T7N-R10E) OUTLOT 1 EX BEG AT THE NE COR OF OUTLOT 1, TH S14*42'39W 100 FT ALG
Legal Range	10E
Legal Township	07N
Legal Section	08
Legal Subdivision	CITY OF LAPEER RICHS ADD
Legal Lot Number	1
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	4
Census Block	4009
Census Tract	337000

Owner

Source: Lapeer County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 478, SAINT JOHNS, MI 48879-0478
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Unknown WELLS FARGO BANK NA
Jan 15, 2020	Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 1995
Deed Sale	Jun 6, 1995
Deed Book / Page	903 / 132
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	840 WEST ST, LAPEER, MI 48446-3067
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3993 S CASTOR RD, BRECKENRIDGE, MI 48615-9694

Mortgage

Document Number	0032410239
Date	Oct 1, 2021
Book Page	3241/239

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	CARLSBAD, CA 92008

Agreement

Type	Unknown
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 15, 2020
Property Address	840 WEST ST, LAPEER, MI 48446-3067
Document Number	0030730851
Book / Page	003073 / 000851
Instrument Date	Jan 10, 2020
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3993 S CASTOR RD BRECKENRIDGE MI 486159694, BRECKENRIDGE, MI 48615-9694

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,000 (+4.1%)	$1,108,000 (+4.1%)
2025	$24,304.00 (+14.4%)	$532,200 (+12.85%)	$1,064,400 (+12.85%)
2023		$471,600	$943,200
2022	$21,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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