840 W 1860 N, Orem, UT 84057 Property Records

Utah County property record for 840 W 1860 N, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,965 sqft · built 2013
Lot Size	0.237 acres (10,313 sqft)
Owner	2 Individual Names on File
Last Sale	$1,546,125 (Jul 2022)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-594-0015`

Property Details

APN / Parcel Number

Primary APN	`45-594-0015`
Alternative APN	`468290004`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,965 sqft Living Area
Gross Area	4,500 sqft
1st Floor Area	1,965 sqft
Basement Area	2,007 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	10,313 sqft (0.237 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	252 sqft
Deck Area	Deck Area
Patio Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	840 W 1860 N
City	OREM
State	UT
Zip	84057-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, PLAT A, LOTTS LOTS SUB AREA 0.237 AC.
Legal Subdivision	LOTTS LOTS SUB
Legal Lot Number	15
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	4
Census Block	4003
Census Tract	707

Owner

840 W 1860 N is owned and occupied by two individuals who bought it in July 2022.

Source: Utah County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	840 W 1860 N, OREM, UT 84057-5000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE
Jul 26, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE COR
May 9, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on File
Deed Sale	Jul 26, 2022 · Amount on File
Prior Sale	Oct 5, 2016 · Amount on File
Deed Document Number	202284052
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	840 W 1860 N, OREM, UT 84057-5000
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	INWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 W 1860 N, OREM, UT 84057-5000

Mortgage

Document Number	0000113922
Date	Jun 24, 2021
Instrument	113922:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 26, 2022
Property Address	840 W 1860 N, OREM, UT 84057-5000
Document Number	0000084055
Instrument Date	Jul 26, 2022
Instrument	84055:2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	840 W 1860 N, OREM, UT 84057-5000

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 26, 2022
Property Address	840 W 1860 N, OREM, UT 84057-5000
Document Number	0000084052
Instrument Date	Jul 26, 2022
Instrument	84052:2022
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	840 W 1860 N, OREM, UT 84057-5000

Mortgage

Document Number	0000084053
Date	Jul 26, 2022
Instrument	84053:2022

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE COR
Type	Subprime Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.73%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT
Max Rate	9.73%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 9, 2022
Property Address	840 W 1860 N, OREM, UT 84057-5000
Document Number	0000056990
Instrument Date	May 3, 2022
Instrument	56990:2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	840 W 1860 N, OREM, UT 84057-5000

Tax Assessment & Valuation

The 2025 property tax bill for 840 W 1860 N was $3,489, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,275 (-43.34%)	$820,500 (+3.01%) Land $259,900 Building $560,600
2025	$3,489.00 (+0.03%)	$796,500 Land $259,900 Building $536,600	$796,500 Land $259,900 Building $536,600
2024	$3,488.00 (+11.15%)
2023	$3,138.00 (+3.8%)	$412,500	$750,000 Land $247,500 Building $502,500
2022	$3,023.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 840 W 1860 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 W 1860 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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