840 Summit St, Piqua, OH 45356 Property Records

Miami County property record for 840 Summit St, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,770 sqft · built 1955
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (May 2020)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N44-058780`

Property Details

APN / Parcel Number

Primary APN	`N44-058780`
Alternative APNs	`060619.1-02-006-00` `N44SW075 00600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	2,392 sqft
Attic	Attic
Attic Area	574 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	840 SUMMIT ST
City	PIQUA
State	OH
Zip	45356-3648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 5288 52'- IL 5286 50' & IL 5287 50'
Legal Subdivision	PIQUA
Legal Lot Number	5288
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	3
Census Block	3008
Census Tract	315300

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	840 SUMMIT ST, PIQUA, OH 45356-3648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
May 19, 2020	Warranty Deed, Transfer · FHA Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Jan 28, 2014 · Amount on Record
Deed Document Number	20202020OR-06275
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	840 SUMMIT ST, PIQUA, OH 45356-3648
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013689
Date	Dec 14, 2023
Instrument	2023OR-13689

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	PO BOX 340134, BEAVERCREEK, OH 45434

Agreement

Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 19, 2020
Property Address	840 SUMMIT ST, PIQUA, OH 45356-3648
Document Number	0000006275
Instrument Date	May 7, 2020
Instrument	2020OR-06275
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 SUMMIT ST, PIQUA, OH 45356-3648

Mortgage

Document Number	0000006276
Date	May 19, 2020
Instrument	2020OR-06276

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00 (+5.72%) Homeowner's exemption	$64,440 (+33.89%) Land $9,590 Building $54,850	$184,100 (+33.89%) Land $27,400 Building $156,700
2024	$1,977.00 (+1.8%) Homeowner's exemption	$48,130 (-) Land $10,710 Building $37,420
2023	$1,942.00 (-3.48%) Homeowner's exemption	$48,130 (-) Land $10,710 Building $37,420	$137,500 (-) Land $30,600 Building $106,900
2022	$2,012.00 Homeowner's exemption	$48,130 Land $10,710 Building $37,420	$137,500 Land $30,600 Building $106,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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