St. Croix County property record for 840 Settlement Dr, Hudson, WI 54016
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.64 acres (114,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $489,000 (Nov 2019) |
| Tax Bill | $6,512 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-1479-22-000 |
| Primary APN | 020-1479-22-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 114,998 sqft (2.64 acres) |
|---|
| Street Address | 840 SETTLEMENT DR |
|---|---|
| City | HUDSON |
| State | WI |
| Zip | 54016-8320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 36 T29N R19W PT SE SW COTTONWOOD SOUTH COUNTY PLAT LOT 22 |
| Legal Range | 19W |
| Legal Township | 29N |
| Legal Section | 36 |
| Legal Subdivision | COTTONWOOD SOUTH |
| Legal Lot Number | 22 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | HUDSON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 120904 |
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 840 SETTLEMENT DR, HUDSON, WI 54016-8320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Nov 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Prior Sale | Mar 26, 2012 · Amount on Record |
| Deed Document Number | 20191093120 |
| Prior Transfer Date | Mar 16, 2012 |
| Prior Transfer Doc | 0000953214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 840 SETTLEMENT DR, HUDSON, WI 54016-8320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001108519 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 1108519 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Nov 26, 2019 |
| Property Address | 840 SETTLEMENT DR, HUDSON, WI 54016-8320 |
| Document Number | 0001093120 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 1093120 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,467.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001093121 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 1093121 |
| Name | TRADITION MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,512.00 Homeowner's exemption | ||
| 2025 | $6,512.00 (+6.88%) Homeowner's exemption | $617,400 (-) Land $130,800 Building $486,600 | $617,400 (-) Land $130,800 Building $486,600 |
| 2023 | $6,093.00 Homeowner's exemption | $617,400 Land $130,800 Building $486,600 | $617,400 Land $130,800 Building $486,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2014–2020) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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