Eaton County property record for 840 S Smith Rd, Eaton Rapids, MI 48827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1996 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $273,500 (Oct 2021) |
| Tax Bill | $4,792 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12001540014500 |
| Primary APN | 12001540014500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 1,800 sqft |
| Unfinished Basement | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 86,249 sqft (1.98 acres) |
| Garage Area | 529 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 840 S SMITH RD |
|---|---|
| City | EATON RAPIDS |
| State | MI |
| Zip | 48827-9378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LA |
| Legal Description | N 261 FT OF S 729 FT OF E 330 FT OF SE 1/4 OF SE 1/4. SEC.15, T2N,R3W, EATON RAPIDS TWP 1991 |
| Legal Range | 03W |
| Legal Township | 02N |
| Legal Section | 15 |
| Jurisdiction | EATON MI |
| Township / Civil Division | EATON RAPIDS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21201 |
840 S Smith Rd is owned and occupied by two individuals who bought it in October 2021.
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 840 S SMITH RD, EATON RAPIDS, MI 48827-9378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage EATON COMMUNITY BANK |
| Jul 15, 2021 | Intrafamily Transfer, Transfer |
| Jan 5, 2017 | Warranty Deed, Transfer · FHA Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Prior Sale | Jan 5, 2017 · Amount on File |
| Deed Book / Page | 2959 / 722 |
| Prior Transfer Date | Jun 22, 2021 |
| Prior Transfer Doc | 2940/1075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Oct 5, 2021 |
| Property Address | 840 S SMITH RD, EATON RAPIDS, MI 48827-9378 |
| Document Number | 002959/722 |
| Book / Page | 2959 / 722 |
| Instrument Date | Sep 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,352.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 840 S SMITH RD, 840, EATON RAPIDS, MI 48827-9378 |
| Name | Verified Name |
|---|---|
| Address | 2168 JOYCE RD, SCOTT DEPOT, WV 25560-7638 |
| Document Number | 0002959725 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2959/725 |
| Name | EATON COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jul 15, 2021 |
| Property Address | 840 S SMITH RD, EATON RAPIDS, MI 48827-9378 |
| Document Number | 2940/1075 |
| Book / Page | 2940 / 1075 |
| Instrument Date | Jun 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15763 TURNER RD, 15763, LANSING, MI 48906-1139 |
| Name | Verified Name |
|---|---|
| Address | 840 S SMITH RD, EATON RAPIDS, MI 48827-9378 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jan 5, 2017 |
| Property Address | 840 S SMITH RD, EATON RAPIDS, MI 48827-9378 |
| Document Number | 2659/1186 |
| Book / Page | 2659 / 1186 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | MIDSTATE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,978.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 840 S SMITH RD, 840, EATON RAPIDS, MI 48827-9378 |
| Name | Verified Name |
|---|---|
| Address | 15763 TURNER RD, LANSING, MI 48906-1139 |
| Document Number | 26591188 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 2659/1188 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 840 S Smith Rd was $4,792 with a homeowner's exemption, up 2.6% from the year before.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| County Subdivision | Eaton Rapids Township |
| Unified School District | Eaton Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,100 (+6.43%) | $332,836 (-) Land $34,410 Building $298,426 | |
| 2025 | $4,792.00 (+2.61%) Homeowner's exemption | $166,400 | $332,836 Land $34,410 Building $298,426 |
| 2024 | $4,670.00 | ||
| 2023 | $145,400 | $290,800 | |
| 2022 | $4,058.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 840 S Smith Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1982–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | May 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 840 S Smith Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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