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840 S Beach St, Ormond Beach, FL 32174 Property Records

Volusia County property record for 840 S Beach St, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage2,496 sqft Living Area
Lot Size18,400 sqft (0.422 acres)
OccupancyOwner Occupied
Last Sale$397,000 (2014)
Tax Bill$6,351.00 (2025)

Property Details

APN / Parcel Number

Primary APN4242-20-21-0190
Alternative APNs
  • 32144220210190
  • 3185765.0
  • 3185765

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,496 sqft Living Area
1st Floor1,736 sqft 1st Floor
Stories1 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialMetal Roof
Lot Area18,400 sqft (0.422 acres)
Depth X Width200 ft x 92 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage Area1,050 sqft Garage

Exterior Amenities

Pool Area1 sqft Pool
Patio Area434 sqft Patio
PorchOpen Porch
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3185765.0
Old Parcel Number32144220210190
Street Address840 S BEACH ST
CityORMOND BEACH
StateFL
Zip32174-7657
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 19 & N 12 FT OF LOT 20 BLK 21 RIO VISTA SEC A MB 6 PG 25 PER OR 3109 PG 0109 PER OR 6966 PG 4302 PER OR 7286 PG 2207
Legal Range32E
Legal Township14S
Legal Section42
Legal SubdivisionRIO VISTA
Legal Tract20
Legal Block21
Legal Lot Number19-20
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup1
Census Block1002
Census Tract80600

Owner

Source: Volusia County records · APN 4242-20-21-0190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address840 S BEACH ST, ORMOND BEACH, FL 32174-7657
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2014 · Amount on Record
Deed SaleMar 11, 2014 · Amount on Record
Prior SaleMar 11, 2014 · Amount on Record
Deed Doc Number0069664302
Deed Book / Page6966 / 4302
Last Transfer DateAug 05, 2016
Transfer Doc0072862207
Record RefreshedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address840 S BEACH ST, ORMOND BEACH, FL 32174-7657
Transaction TypeMortgage
Record UpdatedAug 03, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 S BEACH ST, ORMOND BEACH, FL 32174-7657

Mortgage

Document Number0082850313
DateJul 19, 2022
Book Page8285/313
Instrument2022167898
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 27, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address840 S BEACH ST, ORMOND BEACH, FL 32174-7657
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 S BEACH ST, ORMOND BEACH, FL 32174-7657

Mortgage

Document Number0079203568
DateOct 02, 2020
Book Page7920/3568
Instrument2020-188546
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2040

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,351.00 (+16.08%) Homeowner's exemption Disabled Person's exemption$404,676 (+5.99%)$724,796 (+0.92%) Land $391,000 Building $333,796
2023$5,471.00 (+16.63%) Senior Citizen's exemption$381,818 (+16.25%)$718,177 (+34.02%) Land $391,000 Building $327,177
2022$4,691.00 Senior Citizen's exemption$328,442$535,875 Land $230,000 Building $305,875

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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