840 Roland Rd, Chipley, FL 32428 Property Records

Washington County property record for 840 Roland Rd, Chipley, FL 32428

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Lot Size	32 acres (1,393,920 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (Jul 2019)
Tax Bill	$44 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`000008750003`

Property Details

APN / Parcel Number

Primary APN	`000008750003`
Alternative APN	`08750003`

Exterior

Lot Area	1,393,920 sqft (32 acres)

Location & Zoning

Account Number	000008750003
Street Address	840 ROLAND RD
City	CHIPLEY
State	FL
Zip	32428-5109
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	26 3 13 32 ORB 1150 P 743 NE4 OF NE4 LYING N OF COUNTY RD
Legal Range	13W
Legal Township	03N
Legal Section	26
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2024
Census Tract	970303

Owner

840 Roland Rd, timberland, forest, woodland vacant land, is owned by an individual who bought it in July 2019.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1396 JACKSON AVE, CHIPLEY, FL 32428-1772
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Deed Document Number	201967005574
Deed Book / Page	1150 / 0743
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 23, 2019
Property Address	840 ROLAND RD, CHIPLEY, FL 32428-5109
Document Number	0067005574
Book / Page	1150 / 0743
Instrument Date	Jul 16, 2019
Instrument	201967005574
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2103 STRATFORD RD SE, 2103, DECATUR, AL 35601-6641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1396 JACKSON AVE, CHIPLEY, FL 32428-1772
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000745
Date	Jul 23, 2019
Instrument	1150/745

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2029

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 840 Roland Rd was $44, up 2.3% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2025	$44.00 (+2.33%)
2024	$43.00
2023	$43.00 (-2.27%)
2022	$44.00

Flood

FEMA maps place 840 Roland Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Roland Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Roland Rd

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