840 Palmor Dr, Ottawa, IL 61350 Property Records

LaSalle County property record for 840 Palmor Dr, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,284 sqft · built 1990
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Last Sale$248,000 (Dec 2014)
Tax Bill$14,175 (2025)
Deeds & MortgagesOct 2019 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN22-23-101-012

Property Details

APN / Parcel Number

Primary APN22-23-101-012
Alternative APN
  • 18-23-129-003

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area3,284 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area13,939 sqft (0.32 acres)

Location & Zoning

Street Address840 PALMOR DR
CityOTTAWA
StateIL
Zip61350-4741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRYSIDE SUB UNIT II, LT 12 SEC 23-33-3
Legal Range03
Legal Township33
Legal Section23
Legal SubdivisionCOUNTRYSIDE SUB UNIT 2
Legal Lot Number12
Legal Unit2
JurisdictionLASALLE IL
Township / Civil DivisionSOUTH OTTAWA
Census Block Group4
Census Block4023
Census Tract963500

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address840 PALMOR DR, OTTAWA, IL 61350-4741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK
Dec 11, 2020Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2014 · Amount on Record
Deed SaleDec 12, 2014 · Amount on Record
Deed Document Number201424133
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address840 PALMOR DR, OTTAWA, IL 61350-4741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201912818
DateOct 4, 2019
Instrument201912818
Lender
NameDISCOVER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2049
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLASALLE IL
Property Address840 PALMOR DR, OTTAWA, IL 61350-4741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202019198
DateDec 11, 2020
Instrument2020-19198
Lender
NameGUARANTEED RATE INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term252 Months
DueJan 1, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionSouth Ottawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,175.00 (+6.09%)$146,757 (+17.98%) Land $19,100 Building $127,657$440,271 (+17.98%) Land $57,300 Building $382,971
2024$13,361.00
2023$124,388 (+9.53%) Land $16,189 Building $108,199$373,164 (+9.53%) Land $48,567 Building $324,597
2022$113,565 Land $14,327 Building $99,238$340,695 Land $42,981 Building $297,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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