840 Otter Lake Loop, Hanson, KY 42413 Property Records

Hopkins County property record for 840 Otter Lake Loop, Hanson, KY 42413

Property Summary

Property Type	Other
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jun 2026)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MAP-76-30G-2-9`

Property Details

APN / Parcel Number

Primary APN	`MAP-76-30G-2-9`
Alternative APN	`55031`

Location & Zoning

Account Number	55031
Street Address	840 OTTER LAKE LOOP
City	HANSON
State	KY
Zip	42413-9647
Property Category	Other
Property Type	Other > Miscellaneous
Legal Subdivision	EMORY ESTATES
Jurisdiction	HOPKINS KY
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1059
Census Tract	970200

Owner

Source: Hopkins County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 551, SEBREE, KY 42455-0551
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Jun 4, 2026	Commissioner's Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK/KY
Jun 4, 2026	Commissioner's Deed, Foreclosure · Conventional Mortgage INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Deed Document Number	20265552
Deed Book / Page	845 / 739
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	840 OTTER LAKE LOOP, HANSON, KY 42413-9647
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9908 BROWNSVILLE RD, MORGANTOWN, KY 42261-9030

Mortgage

Document Number	MTG1376/548
Date	Jun 20, 2022
Book Page	MTG1376/548
Instrument	2022006933

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	SEBREE, KY 42455

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2042

June 2026: Commissioner's Deed, Transfer

Document Type	Commissioner's Deed
Jurisdiction	HOPKINS KY
Recording Date	Jun 4, 2026
Property Address	840 OTTER LAKE LOOP, HANSON, KY 42413-9647
Document Number	0000005552
Book / Page	845 / 739
Instrument Date	Jun 2, 2026
Instrument	20265552
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$24,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005553,
Date	Jun 4, 2026
Instrument	20265553

Lender

Name	INDEPENDENCE BANK/KY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 3, 2031

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	HOPKINS KY
Recording Date	Jun 4, 2026
Property Address	840 OTTER LAKE LOOP, HANSON, KY 42413-9647
Document Number	DEED845/739
Book / Page	845 / 739
Instrument Date	Jun 2, 2026
Instrument	20265552
Transaction Type	Foreclosure
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$24,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005553,
Date	Jun 4, 2026
Instrument	20265553

Lender

Name	INDEPENDENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 3, 2031

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,847.00 (+5.3%)	$181,000 (+6.6%)	$181,000 (+6.6%)
2023	$1,754.00	$169,800	$169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISONVILLE LIGHT & WATER serves 28,102 people · EPA ID KY0540936
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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